43 Ham St, Dover, NH 03820 Property Records

Strafford County and Dover City property record for 43 Ham St, Dover, NH 03820 · Last verified August 2026

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,109 sqft · built 1900
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$162,000 (Jan 2002)
Tax Bill	$9,992 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DOVR M:27055 B:L`

Property Details

APN / Parcel Number

Primary APN	`DOVR M:27055 B:L`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,109 sqft Living Area
1st Floor Area	630 sqft
Basement Area	930 sqft
Unfinished Basement	930 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Lot Area	3,920 sqft (0.09 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	43 HAM ST
City	DOVER
State	NH
Zip	03820-3153
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Jurisdiction	DOVER CITY NH
Township / Civil Division	DOVER
Census Block Group	2
Census Block	2011
Census Tract	81500

Owner

Source: Strafford County and Dover City records · APN DOVR M:27055 B:L

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 EZRAS WAY, DOVER, NH 03820-5504
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 08, 2020	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FIN'L
May 03, 2018	Warranty Deed, Transfer · Conventional Mortgage OPTIMA BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 07, 2002 · Amount on Record
Deed Sale	Jan 07, 2002 · Amount on Record
Deed Book / Page	2439 / 234
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	43 HAM ST, DOVER, NH 03820-3153
Document Number	0047600251
Instrument Date	May 08, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43 HAM ST DOVER NH 038203153, DOVER, NH 03820-3153

Mortgage

Document Number	0047600251
Date	May 13, 2020
Book Page	004760/000251
Instrument	7033

Lender

Name	LEADER ONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 12, 2035

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOVER CITY NH
Recording Date	May 03, 2018
Property Address	43 HAM ST, DOVER, NH 03820-3153
Document Number	0045650582
Book / Page	004565 / 000582
Instrument Date	May 03, 2018
Instrument	5570
Transaction Type	Transfer
Record Updated	May 16, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,701.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1087 OLD OCEAN BLVD RYE NH 038702832, RYE, NH 03870-2832

Mortgage

Document Number	45650584
Date	May 03, 2018
Book Page	004565/000584
Instrument	5571

Lender

Name	OPTIMA BK&TR
Type	Bank
Address	PORTSMOUTH, NH 03801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 02, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Strafford County and Dover City records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
Municipality	Dover City
Unified School District	Dover School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$9,992.00 (+8.31%)	$507,700 (-) Land $119,600 Building $388,100
2024	$9,225.00 (+16.13%)	$507,700 (+19.52%) Land $119,600 Building $388,100
2023	$7,944.00 (+1.34%)	$424,800 (+7.52%) Land $115,800 Building $309,000
2022	$7,839.00	$395,100 Land $108,100 Building $287,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Strafford County (33017C), updated April 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 53% of New Hampshire
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 311 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Cogeco Cable Holdings II	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Cogeco Cable Holdings II. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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