28 Ham St, Dover, NH 03820 Property Records

Strafford County and Dover City property record for 28 Ham St, Dover, NH 03820

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,603 sqft · built 1858
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$222,400 (Dec 2017)
Tax Bill	$9,960 (2025)
Deeds & Mortgages	Aug 2021 Refinance Aug 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DOVR M:27107 B:L`

Property Details

APN / Parcel Number

Primary APN	`DOVR M:27107 B:L`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,603 sqft Living Area
1st Floor Area	888 sqft
Basement Area	1,068 sqft
Unfinished Basement	1,068 sqft

Exterior

Year Built	Built 1858
Effective Year Built	Effective 1992
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	3,920 sqft (0.09 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	28 HAM ST
City	DOVER
State	NH
Zip	03820-3155
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM-U
Jurisdiction	DOVER CITY NH
Township / Civil Division	DOVER
Census Block Group	2
Census Block	2009
Census Tract	81500

Owner

Source: Strafford County and Dover City assessment roll, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	28 HAM ST, DOVER, NH 03820-3155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Aug 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Dec 22, 2017	Deed of Trust, Mortgage · VA Mortgage MERRIMACK MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 27, 2017 · Amount on Record
Deed Sale	Dec 27, 2017 · Amount on Record
Prior Sale	Aug 18, 2011 · Amount on Record
Deed Document Number	201719237
Deed Book / Page	4538 / 578
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	28 HAM ST, DOVER, NH 03820-3155
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004946-284
Date	Aug 26, 2021
Book Page	4946/284
Instrument	210017232

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	28 HAM ST, DOVER, NH 03820-3155
Transaction Type	Mortgage
Record Updated	Sep 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4946-284
Date	Aug 26, 2021
Book Page	4946/284
Instrument	210017232

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	28 HAM ST, DOVER, NH 03820-3155
Document Number	0045380580
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 HAM ST DOVER NH 038203155, DOVER, NH 03820-3155

Mortgage

Document Number	0045380580
Date	Dec 27, 2017
Book Page	004538/000580
Instrument	19238

Lender

Name	MERRIMACK MTG
Type	Mortgage Company
Address	MANCHESTER, NH 03101

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2047

Tax Assessment & Valuation

Source: Strafford County and Dover City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
Municipality	Dover City
Unified School District	Dover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,960.00 (+8.31%)	$506,100 (-) Land $119,600 Building $386,500
2024	$9,196.00 (+16.35%)	$506,100 (+19.73%) Land $119,600 Building $386,500
2023	$7,904.00 (+1.27%)	$422,700 (+7.45%) Land $115,800 Building $306,900
2022	$7,805.00	$393,400 Land $108,100 Building $285,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER DEPT serves 29,000 people · EPA ID NH0651010
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Cogeco Cable Holdings II Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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