Essex County and Saugus Town property record for 43 Gates Rd, Saugus, MA 01906 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,182 sqft · built 2001 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Oct 2001) |
| Tax Bill | $7,202 (2025) |
| Deeds & Mortgages | May 2025 Line of Credit Jan 2021 Refinance + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | SAUG M:005-H B:0010 L:0013 |
| Primary APN | SAUG M:005-H B:0010 L:0013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,182 sqft Living Area |
| Gross Area | 2,476 sqft |
| 1st Floor Area | 1,182 sqft |
| Basement Area | 1,104 sqft |
| Unfinished Basement | 1,104 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,200 sqft (0.165 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 5285021 |
|---|---|
| Street Address | 43 GATES RD |
| City | SAUGUS |
| State | MA |
| Zip | 01906-1828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 10 |
| Legal Lot Number | 13 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 208101 |
Source: Essex County and Saugus Town records · APN SAUG M:005-H B:0010 L:0013
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 GATES RD, SAUGUS, MA 01906-1828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 30, 2025 | Deed of Trust, Mortgage · Line of Credit METRO CU |
| Jan 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance METRO CU |
| Feb 01, 2017 | Deed of Trust, Mortgage · Conventional Mortgage METRO CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 19, 2001 · Amount on Record |
| Deed Sale | Oct 19, 2001 · Amount on Record |
| Prior Sale | Aug 28, 2001 · Amount on Record |
| Deed Book / Page | 17774 / 484 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 43 GATES RD, SAUGUS, MA 01906-1828 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 042744-568 |
|---|---|
| Date | May 30, 2025 |
| Book Page | 42744/568 |
| Instrument | 20250530001270 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 43 GATES RD, SAUGUS, MA 01906-1828 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39449-467 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 39449/467 |
| Instrument | 20210125005330 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 43 GATES RD, SAUGUS, MA 01906-1828 |
| Document Number | 35663-24 |
| Book / Page | 035663 / 000024 |
| Instrument Date | Feb 01, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 35663-24 |
|---|---|
| Date | Feb 06, 2017 |
| Book Page | 035663/000024 |
| Instrument | 1702060100 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Feb 05, 2024 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,202.00 (+2.86%) | $674,300 (+2.56%) Land $322,600 Building $351,700 |
| 2024 | $7,002.00 (+3.64%) | $657,500 (+9.58%) Land $313,900 Building $343,600 |
| 2023 | $6,756.00 | $600,000 Land $274,700 Building $325,300 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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