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32 Gates Rd, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 32 Gates Rd, Saugus, MA 01906

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,481 sqft · built 1965
Lot Size0.131 acres (5,711 sqft)
Owner2 Individual Names on File
Tax Bill$6,505 (2025)
Deeds & MortgagesAug 2021 Refinance
Mar 2018 Transfer
Flood ZoneZone AE (high risk)
APNSAUG M:005-H B:0008 L:0055

Property Details

APN / Parcel Number

Primary APNSAUG M:005-H B:0008 L:0055
Alternative APNs
  • M:005=H B:0008 L:0055
  • 1393022

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area2,481 sqft Living Area
Gross Area3,156 sqft
1st Floor Area1,608 sqft
Basement Area1,164 sqft
Unfinished Basement291 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,711 sqft (0.131 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number1393022
Street Address32 GATES RD
CitySAUGUS
StateMA
Zip01906-1829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNA
Legal Block8
Legal Lot Number55
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group4
Census Block4001
Census Tract208101

Owner

Source: Essex County and Saugus Town records · APN SAUG M:005-H B:0008 L:0055

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address32 GATES RD, SAUGUS, MA 01906-1829
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CENTURY BANK & TRUST
Mar 07, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 07, 2018
Deed SaleMar 07, 2018
Prior SaleFeb 02, 2010 · Amount on Record
Deed Document Number20182760
Deed Book / Page36573 / 454
Transfer Doc2323000002
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address32 GATES RD, SAUGUS, MA 01906-1829
Transaction TypeMortgage
Record UpdatedSep 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number40203-442
DateAug 24, 2021
Book Page40203/442
Instrument20210824000930
Lender
NameCENTURY BANK & TRUST
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueSep 01, 2041

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateMar 07, 2018
Property Address32 GATES RD, SAUGUS, MA 01906-1829
Document Number36573-454
Book / Page036573 / 000454
Instrument DateFeb 23, 2018
Instrument1803072760
Transaction TypeTransfer
Record UpdatedMar 27, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address32 GATES RD SAUGUS MA 019061829, SAUGUS, MA 01906-1829

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,505.00 (+2.8%)$609,100 (+2.51%) Land $317,100 Building $292,000$665,380
2024$6,328.00 (+5.68%)$594,200 (+11.73%) Land $308,600 Building $285,600
2023$5,988.00$531,800 Land $270,000 Building $261,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 103 individual policies
Nearby Flood Policies109 units insured
incl. 6 condo units
Nearby Flood Claims35 (1979–2025)
Claims Outside the SFHA8 of 35
Most Recent ClaimJan 2025 · other causes
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 3 claims
  • Severe Storms And Flooding, May 2006 · 4 claims
  • Extreme Weather Conditons And Flooding, Oct 1996 · 6 claims

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Verizon.

Based on FCC filings for 577 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSAUGUS WATER DEPT. (MWRA)
serves 27,844 people
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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