43 Froman St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 43 Froman St, Athol, MA 01331

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 984 sqft · built 1978
Lot Size	0.505 acres (22,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$92,940 (Jan 2001)
Tax Bill	$3,378 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2017 Mortgage
APN	`ATHO M:00018 B:00023 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ATHO M:00018 B:00023 L:00000`
Alternative APN	`1274`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
Gross Area	2,313 sqft
Basement Area	1,391 sqft
Unfinished Basement	1,391 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,000 sqft (0.505 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	1274
Street Address	43 FROMAN ST
City	ATHOL
State	MA
Zip	01331-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Block	23
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	3
Census Block	3026
Census Tract	703100

Owner

Source: Worcester County and Athol Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43 FROMAN ST, ATHOL, MA 01331-9608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit TD BANK
Oct 2, 2017	Deed of Trust, Mortgage · FHA Mortgage NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2001 · Amount on Record
Deed Sale	Jan 19, 2001 · Amount on Record
Prior Sale	Jan 19, 2001 · Amount on Record
Deed Book / Page	23441 / 71
Transfer Doc	2344000063
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Recording Date	Jun 15, 2026
Property Address	43 FROMAN ST, ATHOL, MA 01331-9608
Document Number	0000048026
Book / Page	73717 / 29
Instrument Date	May 28, 2026
Instrument	202648026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 FROMAN ST, ATHOL, MA 01331-9608

Mortgage

Document Number	0000048026,
Date	Jun 15, 2026
Book Page	73717/29
Instrument	202648026

Lender

Name	TD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	43 FROMAN ST, ATHOL, MA 01331-9608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57822-317
Date	Oct 2, 2017
Book Page	57822/317
Instrument	108831

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Oct 1, 2045

Tax Assessment & Valuation

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,378.00 (+2.71%)	$266,600 (+3.01%) Land $64,500 Building $202,100	$268,565 (-)
2025	$3,289.00 (+5.65%)	$258,800 (+6.68%) Land $62,100 Building $196,700	$268,565 (+4.7%)
2024	$3,113.00 (+6.76%)	$242,600 (+16.8%) Land $62,100 Building $180,500	$256,500
2023	$2,916.00	$207,700 Land $44,900 Building $162,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHOL DPW WATER DIVISION serves 10,587 people · EPA ID MA1015000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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