Bergen County and Ridgewood Village property record for 43 Ethelbert Pl, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 2,567 sqft · built 1925 |
| Lot Size | 0.135 acres (5,881 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,320,000 (Sep 2023) |
| Tax Bill | $21,120 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-02205-0000-00037 |
| Primary APN | 51-02205-0000-00037 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,567 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Lot Area | 5,881 sqft (0.135 acres) |
| Lot Dimensions | 118 ft deep x 50 ft wide |
| Street Address | 43 ETHELBERT PL |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-4228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | .135 AC |
| Legal Block | 2205 |
| Legal Lot Number | 37 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 47400 |
43 Ethelbert Pl is owned and occupied by two individuals who bought it in September 2023.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 ETHELBERT PL, RIDGEWOOD, NJ 07450-4228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Mar 23, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage ASCENDIA BANK |
| Sep 8, 2023 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jun 7, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA |
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2023 · Amount on File |
| Deed Sale | Sep 8, 2023 · Amount on File |
| Prior Sale | May 16, 2013 · Amount on File |
| Deed Document Number | 202359073 |
| Deed Book / Page | 5077 / 1407 |
| Prior Transfer Date | Feb 11, 1998 |
| Prior Transfer Doc | 0000025633 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 43 ETHELBERT PL, RIDGEWOOD, NJ 07450-4228 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0040491415 |
|---|---|
| Date | Apr 1, 2021 |
| Book Page | 4049/1415 |
| Instrument | 2021047738 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 23, 2026 |
| Property Address | 43 ETHELBERT PL, RIDGEWOOD, NJ 07450-4228 |
| Document Number | 0057530905 |
| Book / Page | 5753 / 905 |
| Instrument Date | Mar 12, 2026 |
| Instrument | 2026019018 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2026 |
| Title Company | DYNAMIC TITLE AGENCY/NJ LLC, DYNAMIC TITLE AGCY OF NJ LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 43 ETHELBERT PL, RIDGEWOOD, NJ 07450-4228 |
| Name | Verified Name |
|---|---|
| Address | 43 ETHELBERT PL, RIDGEWOOD, NJ 07450-4228 |
| Document Number | 2026019019 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 2026019019 |
| Name | ASCENDIA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 8, 2023 |
| Property Address | 43 ETHELBERT PL, RIDGEWOOD, NJ 07450-4228 |
| Document Number | 0050771407 |
| Book / Page | 5077 / 1407 |
| Instrument Date | Aug 25, 2023 |
| Instrument | 2023059073 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,647.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 244 WOODSIDE AVE, RIDGEWOOD, NJ 07450-5036 |
| Name | Verified Name |
|---|---|
| Address | ETHELBERT PLACE, RIDGEWOOD, NJ |
| Document Number | 2023059074 |
|---|---|
| Date | Sep 8, 2023 |
| Instrument | 2023059074 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 43 ETHELBERT PL, RIDGEWOOD, NJ 07450-4228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032612307 |
|---|---|
| Date | Jun 7, 2019 |
| Book Page | 3261/2307 |
| Instrument | 19-035988 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 43 ETHELBERT PL, RIDGEWOOD, NJ 07450-4228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0035781649 |
|---|---|
| Date | Apr 23, 2020 |
| Book Page | 3578/1649 |
| Instrument | 20-042155 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 43 Ethelbert Pl was $21,120, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $730,800 (-) Land $276,700 Building $454,100 | $730,800 (-) Land $276,700 Building $454,100 | |
| 2025 | $21,120.00 (+0.73%) | $730,800 Land $276,700 Building $454,100 | $730,800 Land $276,700 Building $454,100 |
| 2024 | $20,967.00 | ||
| 2023 | $720,000 (-) Land $276,700 Building $443,300 | $720,000 (-) Land $276,700 Building $443,300 | |
| 2022 | $19,677.00 (+0.92%) | $720,000 Land $276,700 Building $443,300 | $720,000 Land $276,700 Building $443,300 |
| 2021 | $19,497.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Ethelbert Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43 Ethelbert Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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