38 Ethelbert Pl, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 38 Ethelbert Pl, Ridgewood, NJ 07450 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,082 sqft · built 1900
Lot Size	0.131 acres (5,706 sqft)
Owner	2 Individual Names on File
Last Sale	$45,500 (Apr 1976)
Tax Bill	$17,493 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`51-02209-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`51-02209-0000-00006`
Alternative APN	`510220900006`

Interior

Stories	2 Stories
Building Area	2,082 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	5,706 sqft (0.131 acres)
Lot Dimensions	114 ft deep x 50 ft wide

Location & Zoning

Street Address	38 ETHELBERT PL
City	RIDGEWOOD
State	NJ
Zip	07450-4229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.131 AC
Legal Subdivision	RIDGEWOOD DEV & CONSTR
Legal Block	2209
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	5
Census Block	5001
Census Tract	47400

Owner

Source: Bergen County and Ridgewood Village records · APN 51-02209-0000-00006

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 ETHELBERT PL, RIDGEWOOD, NJ 07450-4229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK
Sep 09, 2022	Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK
Feb 06, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance COLUMBIA BANK
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BK
May 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BK
May 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 15, 1976 · Amount on Record
Deed Sale	Apr 15, 1976 · Amount on Record
Deed Book / Page	6109 / 52
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	38 ETHELBERT PL, RIDGEWOOD, NJ 07450-4229
Transaction Type	Mortgage
Record Updated	May 07, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057600197
Date	Mar 31, 2026
Book Page	5760/197
Instrument	2026021159

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	38 ETHELBERT PL, RIDGEWOOD, NJ 07450-4229
Transaction Type	Mortgage
Record Updated	Oct 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048011654
Date	Sep 09, 2022
Book Page	4801/1654
Instrument	2022089250

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	38 ETHELBERT PL, RIDGEWOOD, NJ 07450-4229
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034930657
Date	Feb 06, 2020
Book Page	3493/657
Instrument	2020013979

Lender

Name	COLUMBIA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	38 ETHELBERT PL, RIDGEWOOD, NJ 07450-4229
Document Number	0039000689
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 ETHELBERT PL RIDGEWOOD NJ 074504229, RIDGEWOOD, NJ 07450-4229

Mortgage

Document Number	0039000689
Date	Jan 06, 2021
Book Page	003900/000689

Lender

Name	COLUMBIA BK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 05, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	38 ETHELBERT PL, RIDGEWOOD, NJ 07450-4229
Document Number	0029511322
Instrument Date	May 16, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018
Title Company	FIRST JERSEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 ETHELBERT PL RIDGEWOOD NJ 074504229, RIDGEWOOD, NJ 07450-4229

Mortgage

Document Number	0029511322
Date	May 29, 2018
Book Page	002951/001322
Instrument	37261

Lender

Name	COLUMBIA BK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	38 ETHELBERT PL, RIDGEWOOD, NJ 07450-4229
Document Number	0035200913
Instrument Date	May 16, 2018
Transaction Type	Mortgage
Record Updated	Apr 09, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 ETHELBERT PL RIDGEWOOD NJ 074504229, RIDGEWOOD, NJ 07450-4229

Mortgage

Document Number	0035200913
Date	Feb 26, 2020
Book Page	003520/000913
Instrument	20022899

Lender

Name	COLUMBIA BK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Feb 25, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$605,300 (-) Land $274,100 Building $331,200	$605,300 (-) Land $274,100 Building $331,200
2025	$17,493.00 (+0.73%)	$605,300 (-) Land $274,100 Building $331,200	$605,300 (-) Land $274,100 Building $331,200
2024	$17,366.00 (+4.98%)
2023		$605,300 Land $274,100 Building $331,200	$605,300 Land $274,100 Building $331,200
2022	$16,542.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030474005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021, river or lake flooding, Remnants Of Hurricane Ida

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 525 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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