Tioga County and Tioga Town property record for 43 Estates Dr, Owego, NY 13827 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1992 |
| Square Footage | 2,464 sqft Living Area |
| Lot Size | 101,495 sqft (2.33 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $387,000 (2024) |
| Tax Bill | $9,185.00 (2025) |
| Primary APN | 493600 128.00-2-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,464 sqft Living Area |
| 1st Floor | 1,232 sqft 1st Floor |
| 2nd Floor | 1,232 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 101,495 sqft (2.33 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 720 sqft Garage |
| Porch Area | 260 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 00000002001 |
|---|---|
| Street Address | 43 ESTATES DR |
| City | OWEGO |
| State | NY |
| Zip | 13827-1067 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 4.000 |
| Jurisdiction | TIOGA NY |
| Minor Civil Division | TIOGA |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 20600 |
Source: Tioga County and Tioga Town records · APN 493600 128.00-2-4
Assessment roll updated May 15, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 ESTATES DR, OWEGO, NY 13827-1067 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 22, 2024 · Amount on Record |
| Deed Sale | Apr 22, 2024 · Amount on Record |
| Deed Doc Number | 202420240-00001346 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 43 ESTATES DR, OWEGO, NY 13827-1067 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023000000291 |
|---|---|
| Date | Jan 25, 2023 |
| Instrument | 20230-00000291 |
| Name | TIOGA STATE BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Feb 01, 2030 |
| Index | 3-Year CMT |
| Margin | 3 |
Source: Tioga County and Tioga Town records · Assessment roll updated May 15, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Tioga Town |
| Unified School District | Owego-Apalachin Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,185.00 (+173.04%) | $15,700 (-) Land $700 Building $15,000 | $365,116 (+4.65%) Land $16,279 Building $348,837 |
| 2023 | $15,700 Land $700 Building $15,000 | $348,889 Land $15,556 Building $333,333 | |
| 2019 | $3,364.00 |
43 Estates Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Tioga County (36107C), updated October 31, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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