12 Estates Dr, Owego, NY 13827 Property Records

Tioga County and Tioga Town property record for 12 Estates Dr, Owego, NY 13827 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,096 sqft · built 2005
Lot Size	2.9 acres (126,324 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,993 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`493600 128.09-1-51`

Property Details

APN / Parcel Number

Primary APN	`493600 128.09-1-51`
Alternative APNs	`360012800900010510000000` `00000001449`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,096 sqft Living Area
1st Floor Area	1,548 sqft
2nd Floor Area	1,548 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	126,324 sqft (2.9 acres)
Lot Width	320 ft Width
Garage Type	Mixed
Garage Area	1,392 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	288 sqft
Canopy	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000001449
Street Address	12 ESTATES DR
City	OWEGO
State	NY
Zip	13827-1065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	51.000
Jurisdiction	TIOGA NY
Township / Civil Division	TIOGA
Census Block Group	2
Census Block	2006
Census Tract	20600

Owner

Source: Tioga County and Tioga Town records · APN 493600 128.09-1-51

Assessment roll updated May 15, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 ESTATES DR, OWEGO, NY 13827-1065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 27, 1995
Deed Sale	Dec 27, 1995
Deed Book / Page	577 / 242
Record Updated	Jun 08, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	12 ESTATES DR, OWEGO, NY 13827-1065
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17000002771
Date	Jul 05, 2017
Instrument	170-00002771

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	174 Months
Due	Jan 01, 2032

Tax Assessment & Valuation

Source: Tioga County and Tioga Town records · Assessment roll updated May 15, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Tioga Town
Unified School District	Owego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,993.00 (+216.44%)	$20,500 (+10.81%) Land $1,000 Building $19,500	$476,744 (+15.96%) Land $23,256 Building $453,488
2023		$18,500 Land $1,000 Building $17,500	$411,111 Land $22,222 Building $388,889
2019	$3,790.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tioga County (36107C), updated October 31, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361070206002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 59 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Zeta Broadband	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Haefele TV. Availability varies by address; speeds are provider-advertised maximums, not measured.