43 Emerson Dr, Windham, ME 04062 Property Records

Cumberland County and Windham Town property record for 43 Emerson Dr, Windham, ME 04062

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 800 sqft · built 1940
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Jun 2023)
Tax Bill	$3,502 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WINM M:55 B:53`

Property Details

APN / Parcel Number

Primary APN	`WINM M:55 B:53`
Alternative APNs	`055053000000` `B6807R` `M8135R`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	800 sqft Living Area
Gross Area	1,372 sqft
1st Floor Area	512 sqft
Basement Area	512 sqft
Unfinished Basement	512 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	M8135R
Street Address	43 EMERSON DR
City	WINDHAM
State	ME
Zip	04062-5464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Block	53
Jurisdiction	WINDHAM ME
Township / Civil Division	WINDHAM
Census Block Group	1
Census Block	1017
Census Tract	4804

Owner

43 Emerson Dr is owned and occupied by an individual who bought it in June 2023.

Source: Cumberland County and Windham Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	43 EMERSON DR, WINDHAM, ME 04062-5464
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO
Aug 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ACADEMY MORTGAGE CORP
Feb 12, 2019	Deed of Trust, Mortgage · Balloon Mortgage YORK COUNTY FCU
Jun 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KATHADIN TRUST CO
Jun 19, 2018	Warranty Deed, Transfer FAIRWAY IND MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2023 · Amount on File
Deed Sale	Jun 28, 2023 · Amount on File
Prior Sale	Jun 19, 2018 · Amount on File
Deed Document Number	202321135
Deed Book / Page	40209 / 280
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDHAM ME
Recording Date	Jun 28, 2023
Property Address	43 EMERSON DR, WINDHAM, ME 04062-5464
Document Number	0402090280
Book / Page	40209 / 280
Instrument Date	Jun 28, 2023
Instrument	21135
Transaction Type	Transfer
Record Updated	Jul 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 FOREST AVE, PORTLAND, ME 04103-1890

Mortgage

Document Number	0000021136
Date	Jun 28, 2023
Instrument	21136

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	43 EMERSON DR, WINDHAM, ME 04062-5464
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0371150147
Date	Aug 31, 2020
Book Page	37115/147
Instrument	53493

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2040

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	43 EMERSON DR, WINDHAM, ME 04062-5464
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0354560218
Date	Feb 12, 2019
Book Page	35456/218
Instrument	5928

Lender

Name	YORK COUNTY FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	43 EMERSON DR, WINDHAM, ME 04062-5464
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0383710302
Date	Jun 29, 2021
Book Page	38371/302
Instrument	46484

Lender

Name	KATHADIN TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDHAM ME
Recording Date	Jun 19, 2018
Property Address	43 EMERSON DR, WINDHAM, ME 04062-5464
Document Number	0349270146
Book / Page	34927 / 0146
Instrument	000000028761
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028762
Date	Jun 19, 2018
Instrument	000000028762

Lender

Name	FAIRWAY IND MTG

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 43 Emerson Dr was $3,502, up 5.1% from the year before.

Source: Cumberland County and Windham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Windham Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,502.00 (+5.13%)	$290,400 (-) Land $114,200 Building $176,200
2024	$3,331.00 (+18.08%)	$290,400 (+15.28%) Land $114,200 Building $176,200
2023	$2,821.00 (+8.79%)	$251,900 (+12.81%) Land $106,300 Building $145,600
2022	$2,593.00	$223,300 Land $94,100 Building $129,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 43 Emerson Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Emerson Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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