Worcester County and Upton Town property record for 43 Elm St, Upton, MA 01568 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1976 |
| Square Footage | 897 sqft Living Area |
| Lot Size | 334,541 sqft (7.68 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $250,000 (2019) |
| Tax Bill | $6,317.00 (2025) |
| Primary APN | UPTO M:016 L:111 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 2 Rooms |
| Building Area | 897 sqft Living Area |
| Gross Area | 2,768 sqft Gross Area |
| 1st Floor | 692 sqft 1st Floor |
| Attic Area | 204 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 692 sqft Basement |
| Unfinished Basement | 692 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Rustic Style |
| Exterior Material | Logs Exterior |
| Construction Type | Log Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 334,541 sqft (7.68 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 43 ELM ST |
|---|---|
| City | UPTON |
| State | MA |
| Zip | 01568-1115 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 111 |
| Jurisdiction | UPTON MA |
| Minor Civil Division | UPTON |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 743100 |
Source: Worcester County and Upton Town records · APN UPTO M:016 L:111
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 ELM ST, UPTON, MA 01568-1115 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 13, 2020 | Quit Claim Deed, Transfer · Stand Alone Refinance STEARNS LENDING INC |
| Sep 20, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) PRIVATE INDIVIDUAL |
| Jun 07, 2019 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage RESIDENTIAL CAPITAL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 20, 2019 · Amount on Record |
| Deed Sale | Sep 20, 2019 · Amount on Record |
| Prior Sale | Jun 07, 2019 · Amount on Record |
| Deed Doc Number | 201997880 |
| Deed Book / Page | 61091 / 277 |
| Last Transfer Date | Feb 12, 2020 |
| Transfer Doc | 61886-315 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UPTON MA |
| Recording Date | Feb 13, 2020 |
| Property Address | 43 ELM ST, UPTON, MA 01568-1115 |
| Document Number | 61886-315 |
| Book / Page | 61886 / 315 |
| Instrument Date | Feb 12, 2020 |
| Instrument | 15168 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 ELM ST, UPTON, MA 01568-1115 |
| Document Number | 61886-319 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | 61886/319 |
| Instrument | 15169 |
| Name | STEARNS LENDING INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UPTON MA |
| Recording Date | Sep 20, 2019 |
| Property Address | 43 ELM ST, UPTON, MA 01568-1115 |
| Document Number | 61091-277 |
| Book / Page | 061091 / 000277 |
| Instrument Date | Sep 04, 2019 |
| Instrument | 97880 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,140.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 43 ELM ST UPTON MA 015681115, UPTON, MA 01568-1115 |
| Document Number | 61091-280 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 061091/000280 |
| Instrument | 97881 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | UPTON MA |
| Recording Date | Jun 07, 2019 |
| Property Address | 43 ELM ST, UPTON, MA 01568-1115 |
| Document Number | 60523-1 |
| Book / Page | 60523 / 1 |
| Instrument Date | May 15, 2019 |
| Instrument | 52754 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 OAK ST, NATICK, MA 01760-1960 |
| Investor | Possibly a Property Investor |
| Document Number | 52755 |
|---|---|
| Date | Jun 07, 2019 |
| Instrument | 52755 |
| Name | RESIDENTIAL CAPITAL |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Upton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Upton Town |
| Unified School District | Mendon-Upton School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,317.00 (+3.93%) | $480,400 (+8.13%) Land $303,700 Building $176,700 | $387,980 (+4.37%) |
| 2024 | $6,078.00 (+33.82%) | $444,300 (+35.66%) Land $279,700 Building $164,600 | $371,735 |
| 2023 | $4,542.00 | $327,500 Land $239,700 Building $87,800 |
43 Elm St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Worcester County (25027C), updated November 30, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 58th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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