Allegany County property record for 43 E Railroad St, Lonaconing, MD 21539
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,788 sqft · built 1913 |
| Lot Size | 0.255 acres (11,088 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,903 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-009839 |
| Primary APN | 10-009839 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,788 sqft Total Area |
| Basement Area | 70 sqft |
| Unfinished Basement | 70 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,088 sqft (0.255 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 802 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 009839 |
|---|---|
| Street Address | 43 E RAILROAD ST |
| City | LONACONING |
| State | MD |
| Zip | 21539-1324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S/W/S BRIDGE ST 111X115 65X137 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 10, LONACONING |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 2100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lonaconing Historic District listed 1983 · 231 contributing resources · NRIS 83002919 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
43 E Railroad St is owned and occupied by two individuals who acquired it in August 2023.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 E RAILROAD ST, LONACONING, MD 21539-1324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2000 |
| Deed Sale | Mar 30, 2000 |
| Deed Document Number | 2000477 |
| Deed Book / Page | 680 / 521 |
| Last Transfer Date | Aug 13, 2023 |
| Transfer Doc | 002996-0327 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 43 E Railroad St was $2,903.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Lonaconing Town |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $206,000 (+3.62%) | $220,400 (+10.87%) Land $15,200 Building $205,200 | |
| 2025 | $2,903.00 | $198,800 Land $6,600 Building $192,200 | $198,800 Land $6,600 Building $192,200 |
| 2023 | $2,284.00 | $153,200 | $198,800 Land $6,600 Building $192,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 E Railroad St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 17 (1996–2025) |
| Claims Outside the SFHA | 4 of 17 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43 E Railroad St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 71% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDLAND-LONACONING serves 5,000 people · EPA ID MD0010018 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2025 Turbidity resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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