39 E Railroad St, Lonaconing, MD 21539 Property Records

Allegany County property record for 39 E Railroad St, Lonaconing, MD 21539

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,582 sqft · built 1970
Lot Size	0.264 acres (11,492 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Jan 2009)
Deeds & Mortgages	Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-009502`

Property Details

APN / Parcel Number

Primary APN	`10-009502`
Alternative APN	`009502`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,582 sqft Total Area
Basement Area	952 sqft
Finished Basement	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,492 sqft (0.264 acres)
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	204 sqft
Deck Area	234 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	009502
Street Address	39 E RAILROAD ST
City	LONACONING
State	MD
Zip	21539-1324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	39 E RAILROAD ST 68X137 88X170
Jurisdiction	ALLEGANY MD
Township / Civil Division	10, LONACONING
Census Block Group	2
Census Block	2012
Census Tract	2100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lonaconing Historic District listed 1983 · 231 contributing resources · NRIS 83002919

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	39 E RAILROAD ST, LONACONING, MD 21539-1324
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2009 · Amount on File
Deed Sale	Jan 28, 2009 · Amount on File
Deed Document Number	200990090
Deed Book / Page	1552 / 468
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Dec 14, 2022
Property Address	39 E RAILROAD ST, LONACONING, MD 21539-1324
Document Number	002839-0410
Book / Page	2839 / 410
Instrument Date	Nov 11, 2022
Transaction Type	Transfer
Record Updated	Dec 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 E RAILROAD ST, LONACONING, MD 21539-1324

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Lonaconing Town
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,133 (+34.38%)	$255,600 (+7.21%) Land $15,400 Building $240,200
2023	Disabled Person's exemption Veteran's exemption	$181,667	$238,400 Land $6,700 Building $231,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	17 (1996–2025)
Claims Outside the SFHA	4 of 17
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDLAND-LONACONING serves 5,000 people · EPA ID MD0010018
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2025 Turbidity resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20