Oswego County and Oswego City property record for 43 E Cayuga St, Oswego, NY 13126
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 3 ba · 2,080 sqft · built 1890 |
| Lot Size | 0.042 acres (1,848 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,500 (Sep 2007) |
| Tax Bill | $2,780 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.47-04-12 |
| Primary APN | 351200 128.47-04-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,080 sqft Total Area |
| 1st Floor Area | 1,040 sqft |
| 2nd Floor Area | 1,040 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,848 sqft (0.042 acres) |
| Lot Dimensions | 66 ft deep x 28 ft wide |
| Porch | Slab |
| Porch Area | 224 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2176 |
|---|---|
| Street Address | 43 E CAYUGA ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-1152 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TB |
| Legal Subdivision | EAST OSWEGO |
| Legal Block | 4 |
| Legal Lot Number | 12.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 21605 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Washington Square Historic District listed 2010 · 41 contributing resources · NRIS 09001270 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Oswego County and Oswego City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 60 W 6TH ST, OSWEGO, NY 13126-1534 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2007 · Amount on Record |
| Deed Sale | Sep 27, 2007 · Amount on Record |
| Prior Sale | Sep 30, 1998 · Amount on Record |
| Deed Document Number | 200712731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 43 E CAYUGA ST, OSWEGO, NY 13126-1152 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Title Company | CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0000001121 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | R-2025-011121 |
| Name | FULTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | FULTON, NY 13069 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Jan 1, 2045 |
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,780.00 (-1.14%) | ||
| 2025 | $2,812.00 | $150,000 (+76.47%) Land $11,500 Building $138,500 | $150,000 (+46.47%) Land $11,500 Building $138,500 |
| 2023 | $85,000 Land $5,400 Building $79,600 | $102,410 Land $6,506 Building $95,904 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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