40 E Cayuga St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 40 E Cayuga St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,392 sqft · built 1925
Lot Size0.037 acres (1,650 sqft)
OwnerIndividual Name on Record
Last Sale$50,900 (Mar 1996)
Tax Bill$1,946 (2026)
Flood ZoneZone X (minimal risk)
APN351200 128.48-06-13

Property Details

APN / Parcel Number

Primary APN351200 128.48-06-13
Alternative APNs
  • 120012804800060130000000
  • 3519

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,392 sqft Living Area
1st Floor Area792 sqft
2nd Floor Area600 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area1,650 sqft (0.037 acres)
Lot Dimensions50 ft deep x 33 ft wide
PorchSlab
Porch Area168 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3519
Street Address40 E CAYUGA ST
CityOSWEGO
StateNY
Zip13126-1155
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTB
Legal Block6
Legal Lot Number13.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3013
Census Tract21605

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Washington Square Historic District
listed 2010 · 41 contributing resources · NRIS 09001270

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address40 E CAYUGA ST, OSWEGO, NY 13126-1155
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 1996 · Amount on Record
Deed SaleMar 26, 1996 · Amount on Record
Deed Book / Page1316 / 208
Last Transfer DateSep 24, 2010
Transfer Doc0000008991
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,946.00 (-1.12%) Homeowner's exemption
2025$1,968.00$105,000 (+92.31%) Land $10,600 Building $94,400$105,000 (+59.62%) Land $10,600 Building $94,400
2023$54,600 Land $5,200 Building $49,400$65,783 Land $6,265 Building $59,518

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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