43 Douglas Rd, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 43 Douglas Rd, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,108 sqft · built 1940
Lot Size	0.141 acres (6,159 sqft)
Owner	2 Individual Names on Record
Last Sale	$770,000 (Jul 2022)
Tax Bill	$9,895 (2026)
Deeds & Mortgages	Mar 2021 Refinance Dec 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0053 B:0000 L:1681`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0053 B:0000 L:1681`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,108 sqft Living Area
Gross Area	3,216 sqft
Basement Area	1,000 sqft
Unfinished Basement	392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2015
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,159 sqft (0.141 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	43 DOUGLAS RD
City	LYNNFIELD
State	MA
Zip	01940-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	1681
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	2
Census Block	2015
Census Tract	209100

Owner

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43 DOUGLAS RD, LYNNFIELD, MA 01940-1503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC
Dec 2, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Jul 21, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage READING COOPERATIVE BANK
May 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Oct 31, 2018	Quit Claim Deed, Transfer · Conventional Mortgage GMH MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2022 · Amount on Record
Deed Sale	Jul 21, 2022 · Amount on Record
Prior Sale	Oct 31, 2018 · Amount on Record
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	43 DOUGLAS RD, LYNNFIELD, MA 01940-1503
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000623226
Date	Mar 25, 2021
Instrument	623226

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	43 DOUGLAS RD, LYNNFIELD, MA 01940-1503
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000607834
Date	Dec 2, 2019
Instrument	607834

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2035

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Jul 21, 2022
Property Address	43 DOUGLAS RD, LYNNFIELD, MA 01940-1503
Document Number	0000637972
Instrument Date	Jul 21, 2022
Instrument	637972
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	43 DOUGLAS RD, LYNNFIELD, MA 01940-1503

Mortgage

Document Number	0000637973
Date	Jul 21, 2022
Instrument	637973

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Aug 1, 2029
Max Rate At Change	2.75%
Index	1-Year CMT

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	43 DOUGLAS RD, LYNNFIELD, MA 01940-1503
Document Number	0000602182
Instrument Date	May 22, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43 DOUGLAS RD LYNNFIELD MA 019401503, LYNNFIELD, MA 01940-1503

Mortgage

Document Number	0000602182
Date	May 28, 2019
Instrument	602182

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Oct 31, 2018
Property Address	43 DOUGLAS RD, LYNNFIELD, MA 01940-1503
Document Number	0000597144
Instrument Date	Oct 25, 2018
Instrument	597144
Transaction Type	Transfer
Record Updated	Nov 23, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,736.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43 DOUGLAS RD LYNNFIELD MA 019401503, LYNNFIELD, MA 01940-1503

Mortgage

Document Number	597145
Date	Oct 31, 2018
Instrument	597145

Lender

Name	GMH MTG SVCS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2048

Tax Assessment & Valuation

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,895.00 (+11.49%)	$863,400 (+2.74%) Land $536,900 Building $323,200	$817,340 (-1.17%)
2025	$8,875.00 (+4.23%)	$840,400 (+3.73%) Land $521,300 Building $319,100	$826,975
2024	$8,515.00 (+0.5%)	$810,200 (+8.06%) Land $501,300 Building $308,900
2023	$8,473.00	$749,800 Land $475,400 Building $274,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD WATER DIST. (MWRA) serves 4,820 people · EPA ID MA3164001
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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