23 Douglas Rd, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 23 Douglas Rd, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,451 sqft · built 1974
Lot Size	0.249 acres (10,846 sqft)
Owner	Trust Name on File
Last Sale	$656,000 (Jul 2020)
Tax Bill	$9,813 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0053 B:0000 L:1616`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0053 B:0000 L:1616`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,451 sqft Living Area
Gross Area	3,629 sqft
Basement Area	1,451 sqft
Unfinished Basement	1,451 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,846 sqft (0.249 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	23 DOUGLAS RD
City	LYNNFIELD
State	MA
Zip	01940-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	1616
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	2
Census Block	2015
Census Tract	209100

Owner

23 Douglas Rd is owner-occupied and held in a trust since June 2023.

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	23 DOUGLAS RD, LYNNFIELD, MA 01940-1503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit DIRECT CREDIT UNION
Apr 29, 2026	Deed of Trust, Mortgage DIRECT CREDIT UNION
Aug 2, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 19, 2018	Quit Claim Deed, Transfer RADIUS FINANCIAL GRP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2020 · Amount on File
Deed Sale	Jul 16, 2020 · Amount on File
Prior Sale	Jan 19, 2018 · Amount on File
Deed Book / Page	38720 / 1
Last Transfer Date	Jun 7, 2023
Transfer Doc	041694-379
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Recording Date	Apr 29, 2026
Property Address	23 DOUGLAS RD, LYNNFIELD, MA 01940-1503
Document Number	0000665823
Instrument Date	Apr 24, 2026
Instrument	2026665823
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000665823,
Date	Apr 29, 2026
Instrument	2026665823

Lender

Name	DIRECT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Recording Date	Apr 29, 2026
Property Address	23 DOUGLAS RD, LYNNFIELD, MA 01940-1503
Document Number	043354-478
Book / Page	43354 / 478
Instrument Date	Apr 24, 2026
Instrument	20261050
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 DOUGLAS RD, LYNNFIELD, MA 01940-1503

Mortgage

Document Number	0000001050,
Date	Apr 29, 2026
Book Page	43354/478
Instrument	20261050

Lender

Name	DIRECT CREDIT UNION

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Aug 2, 2023
Property Address	23 DOUGLAS RD, LYNNFIELD, MA 01940-1503
Document Number	041694-379
Book / Page	41694 / 379
Instrument Date	Jun 7, 2023
Instrument	20230802000390
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 DOUGLAS RD, LYNNFIELD, MA 01940-1503

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Jan 19, 2018
Property Address	23 DOUGLAS RD, LYNNFIELD, MA 01940-1503
Document Number	36480-160
Book / Page	36480 / 160
Instrument	180119001860
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64.56
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 DOUGLAS RD, LYNNFIELD, MA 01940-1503

Mortgage

Date	Jan 19, 2018

Lender

Name	RADIUS FINANCIAL GRP
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 23 Douglas Rd was $9,813, up 11.6% from the year before.

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,813.00 (+11.56%)	$856,300 (+2.8%) Land $560,200 Building $296,100	$828,923 (+8.63%)
2025	$8,796.00 (+4.3%)	$833,000 (+3.81%) Land $544,000 Building $289,000	$763,040
2024	$8,433.00 (-0.94%)	$802,400 (+6.5%) Land $523,100 Building $279,300
2023	$8,513.00	$753,400 Land $496,100 Building $257,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Douglas Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Douglas Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD WATER DIST. (MWRA) serves 4,820 people · EPA ID MA3164001
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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