43 Dereef Ct, Charleston, SC 29403 Property Records

Charleston County property record for 43 Dereef Ct, Charleston, SC 29403

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,528 sqft · built 2019
Lot Size	0.02 acres (871 sqft)
Owner	Individual Name on File
Last Sale	$517,000 (Dec 2020)
Tax Bill	$3,007 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`460-12-01-206`

Property Details

APN / Parcel Number

Primary APN	`460-12-01-206`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,528 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Townhouse
Lot Area	871 sqft (0.02 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	43 DEREEF CT
City	CHARLESTON
State	SC
Zip	29403-6002
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	POLTWP MAPPLATB L13 MAPPLATP 0365 SUBDIVISIONNAME MORRIS SQUARE PHASE 2 BLOCK LOT 48 GOVLOT TRACT
Legal Subdivision	MORRIS SQUARE
Legal Phase	2
Legal Lot Number	48
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	2
Census Block	2006
Census Tract	1000

Owner

43 Dereef Ct, a townhouse, is owned and occupied by an individual who bought it in December 2020.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	43 DEREEF CT, CHARLESTON, SC 29403-6002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK
Dec 1, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage BARLEY MTG
May 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2020 · Amount on File
Deed Sale	Dec 1, 2020 · Amount on File
Deed Book / Page	939 / 545
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	43 DEREEF CT, CHARLESTON, SC 29403-6002
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 DEREEF CT, CHARLESTON, SC 29403-6002

Mortgage

Document Number	0012100041
Date	Oct 25, 2023
Book Page	1210/41

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Dec 1, 2020
Property Address	43 DEREEF CT # 48, 48, CHARLESTON, SC 29403-6002
Document Number	0939/0545
Book / Page	000939 / 000545
Instrument Date	Nov 5, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 25, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$517.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 DEREEF CT CHARLESTON SC 294036002, CHARLESTON, SC 29403-6002

Mortgage

Document Number	939/0560
Date	Dec 1, 2020
Book Page	000939/000560

Lender

Name	BARLEY MTG
Type	Mortgage Company
Address	MOUNT PLEASANT, SC 29464

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2050

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 18, 2017
Property Address	43 DEREEF CT # 48, 48, CHARLESTON, SC 29403-6002
Document Number	0638/0783
Book / Page	000638 / 000783
Instrument Date	May 16, 2017
Transaction Type	Transfer
Record Updated	Jun 20, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	206 PACKETS CT #A WILLIAMSBURG VA 231855629, A, WILLIAMSBURG, VA 23185-5629

Tax Assessment & Valuation

The 2025 property tax bill for 43 Dereef Ct was $3,007, up 11.3% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,007.00 (+11.33%)	$594,550 (+2,775%) Land $247,250 Building $347,300	$865,900 Land $487,000 Building $378,900
2024	$2,701.00	$20,680
2022	$2,521.00	$20,680	$517,000 Land $215,000 Building $302,000
2020			$517,000 Land $215,000 Building $302,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 43 Dereef Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 171 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	194 units insured incl. 23 condo units
Nearby Flood Claims	39 (1983–2016)
Claims Outside the SFHA	1 of 39
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Severe Storms And Flooding, Oct 2015 · 7 claims Hurricane Hugo, Sep 1989 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 43 Dereef Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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