36 Dereef Ct, Charleston, SC 29403 Property Records

Charleston County property record for 36 Dereef Ct, Charleston, SC 29403

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,375 sqft · built 2020
Lot Size	0.02 acres (871 sqft)
Owner	2 Individual Names on Record
Last Sale	$875,000 (Jan 2026)
Tax Bill	$3,048 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jan 2024 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`460-12-01-198`

Property Details

APN / Parcel Number

Primary APN	`460-12-01-198`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,375 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	871 sqft (0.02 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	36 DEREEF CT
City	CHARLESTON
State	SC
Zip	29403-6002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPPLATB S14 MAPPLATP 0134 SUBDIVISIONNAME MORRIS SQUARE PHASE 2 LOT 40
Legal Subdivision	MORRIS SQUARE
Legal Phase	2
Legal Lot Number	40
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	2
Census Block	2006
Census Tract	1000

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1849 TOWNE ST, JOHNS ISLAND, SC 29455-3173
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed, Transfer · Conventional Mortgage AMERIS BANK
Jan 5, 2024	Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Nov 17, 2020	Deed of Trust, Mortgage · Conventional with PMI HOMEBRIDGE FIN'L SVCS INC
Apr 21, 2020	Grant Deed, Subdivision Related Transfer · Line of Credit HOMEBRIDGE FIN'L SVCS INC
May 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2026 · Amount on Record
Deed Sale	Jan 5, 2026 · Amount on Record
Prior Sale	Apr 21, 2020 · Amount on Record
Deed Book / Page	1360 / 939
Record Updated	Oct 29, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jan 5, 2026
Property Address	36 DEREEF CT, CHARLESTON, SC 29403-6002
Document Number	0013600939
Book / Page	1360 / 939
Map Reference	MB S14 PG 134
Instrument Date	Dec 23, 2025
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1849 TOWNE ST, JOHNS ISLAND, SC 29455-3173

Mortgage

Document Number	0001360940
Date	Jan 5, 2026
Instrument	1360/940

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jan 5, 2024
Property Address	36 DEREEF CT, CHARLESTON, SC 29403-6002
Document Number	0012210878
Book / Page	1221 / 878
Map Reference	MB S14 PG 0134
Instrument Date	Jan 4, 2024
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41012 GRENATA PRESERVE PL, LEESBURG, VA 20175-8717

Mortgage

Document Number	0001221880
Date	Jan 5, 2024
Instrument	1221/880

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.6%
Index	SOFR Average 30-Day
Margin	3

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	36 DEREEF CT, CHARLESTON, SC 29403-6002
Document Number	0938/0937
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	36 DEREEF CT CHARLESTON SC 294036002, CHARLESTON, SC 29403-6002

Mortgage

Document Number	0938/0937
Date	Nov 25, 2020
Book Page	000938/000937

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2050

April 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Apr 21, 2020
Property Address	36 DEREEF CT, CHARLESTON, SC 29403-6002
Document Number	0875/0314
Book / Page	000875 / 000314
Instrument Date	Apr 15, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 DEREEF CT CHARLESTON SC 294036002, CHARLESTON, SC 29403-6002

Mortgage

Document Number	875/0315
Date	Apr 21, 2020
Book Page	000875/000315

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

Interest

Rate Type	Adjustable Rate

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 18, 2017
Property Address	36 DEREEF CT, CHARLESTON, SC 29403-6002
Document Number	0638/0783
Book / Page	000638 / 000783
Instrument Date	May 16, 2017
Transaction Type	Transfer
Record Updated	Jun 20, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	206 PACKETS CT #A WILLIAMSBURG VA 231855629, A, WILLIAMSBURG, VA 23185-5629

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,048.00 (+11.28%)	$603,635 (+2,775.82%) Land $270,595 Building $333,040	$911,100 (+73.58%) Land $488,400 Building $422,700
2024	$2,739.00 (+7.12%)	$20,990 (-)
2022	$2,557.00	$20,990	$524,900 (-) Land $235,300 Building $289,600
2020			$524,900 Land $235,300 Building $289,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 171 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	194 units insured incl. 23 condo units
Nearby Flood Claims	39 (1983–2016)
Claims Outside the SFHA	1 of 39
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Severe Storms And Flooding, Oct 2015 · 7 claims Hurricane Hugo, Sep 1989 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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