Westbrook Town property record for 43 Cold Spring Dr, Westbrook, CT 06498
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,771 sqft · built 1974 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | Individual Name on File |
| Last Sale | $166,000 (Sep 1998) |
| Tax Bill | $6,347 (2025) |
| Deeds & Mortgages | Jun 2025 Line of Credit Apr 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WBRO M:163 L:056 |
| Primary APN | WBRO M:163 L:056 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,771 sqft Living Area |
| Gross Area | 4,243 sqft |
| 1st Floor Area | 1,771 sqft |
| Basement Area | 1,728 sqft |
| Unfinished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,689 sqft (0.98 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | M0229300 |
|---|---|
| Street Address | 43 COLD SPRING DR |
| City | WESTBROOK |
| State | CT |
| Zip | 06498-1554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Lot Number | 56 |
| Jurisdiction | WESTBROOK CT |
| Township / Civil Division | WESTBROOK |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 680101 |
Source: Westbrook Town records · APN WBRO M:163 L:056
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 43 COLD SPRING DR, WESTBROOK, CT 06498-1554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Apr 24, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) SPRING EQ LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 09, 1998 · Amount on Record |
| Deed Sale | Sep 09, 1998 · Amount on Record |
| Prior Sale | Feb 05, 1993 · Amount on Record |
| Deed Book / Page | 191 / 816 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBROOK CT |
| Property Address | 43 COLD SPRING DR, WESTBROOK, CT 06498-1554 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00386-1121 |
|---|---|
| Date | Jun 12, 2025 |
| Book Page | 386/1121 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBROOK CT |
| Property Address | 43 COLD SPRING DR, WESTBROOK, CT 06498-1554 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000378-218 |
|---|---|
| Date | Apr 24, 2023 |
| Book Page | 378/218 |
| Name | SPRING EQ LLC |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2043 |
Source: Westbrook Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Westbrook Town |
| Unified School District | Westbrook School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,347.00 | $282,090 (-) Land $108,370 Building $173,720 | $197,463 Land $75,859 Building $121,604 |
| 2024 | $6,347.00 (+5.54%) | ||
| 2023 | $6,014.00 (+2.7%) | $282,090 (-) Land $108,370 Building $173,720 | |
| 2022 | $5,856.00 | $282,090 Land $108,370 Building $173,720 |
Source: FEMA National Flood Hazard Layer as of November 28, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 70 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures