Westbrook Town property record for 40 Cold Spring Dr, Westbrook, CT 06498 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,252 sqft · built 1972 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $424,900 (Dec 2020) |
| Tax Bill | $6,491 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Mar 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WBRO M:163 L:080 |
| Primary APN | WBRO M:163 L:080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,252 sqft Living Area |
| Gross Area | 4,884 sqft |
| 1st Floor Area | 1,524 sqft |
| Basement Area | 848 sqft |
| Unfinished Basement | 1,476 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Deck Area | Deck Area |
| Greenhouse | Greenhouse |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | B0017400 |
|---|---|
| Street Address | 40 COLD SPRING DR |
| City | WESTBROOK |
| State | CT |
| Zip | 06498-1553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 80 |
| Jurisdiction | WESTBROOK CT |
| Township / Civil Division | WESTBROOK |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 680101 |
Source: Westbrook Town records · APN WBRO M:163 L:080
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 COLD SPRING DR, WESTBROOK, CT 06498-1553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · Line of Credit LIBERTY BANK |
| Mar 20, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) AMERICAN EAGLE FCU |
| Dec 21, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage EQUITY RESOURCES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 21, 2020 · Amount on Record |
| Deed Sale | Dec 21, 2020 · Amount on Record |
| Prior Sale | Aug 04, 2008 · Amount on Record |
| Deed Book / Page | 364 / 539 |
| Transfer Doc | 000336-414 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBROOK CT |
| Recording Date | Apr 15, 2026 |
| Property Address | 40 COLD SPRING DR, WESTBROOK, CT 06498-1553 |
| Document Number | 000391-397 |
| Book / Page | 391 / 397 |
| Instrument Date | Mar 27, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 40 COLD SPRING DR, WESTBROOK, CT 06498-1553 |
| Document Number | 0391000397, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 391/397 |
| Name | LIBERTY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBROOK CT |
| Property Address | 40 COLD SPRING DR, WESTBROOK, CT 06498-1553 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00377-1018 |
|---|---|
| Date | Mar 20, 2023 |
| Book Page | 377/1018 |
| Name | AMERICAN EAGLE FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 01, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTBROOK CT |
| Recording Date | Dec 21, 2020 |
| Property Address | 40 COLD SPRING DR, WESTBROOK, CT 06498-1553 |
| Document Number | 364-539 |
| Book / Page | 364 / 539 |
| Instrument Date | Dec 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 364542 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 364/542 |
| Name | EQUITY RESOURCES INC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Westbrook Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Westbrook Town |
| Unified School District | Westbrook School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,491.00 | $288,490 (-) Land $108,860 Building $179,630 | $201,943 Land $76,202 Building $125,741 |
| 2024 | $6,491.00 (+5.53%) | ||
| 2023 | $6,151.00 (+2.7%) | $288,490 (-) Land $108,860 Building $179,630 | |
| 2022 | $5,989.00 | $288,490 Land $108,860 Building $179,630 |
Source: FEMA National Flood Hazard Layer, County delivery 09007C, updated November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 70 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Xfinity | Cable | 2,000 / 250 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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