43 Chestnut St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 43 Chestnut St, Franklin, MA 02038

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,122 sqft · built 2001
Lot Size	0.451 acres (19,685 sqft)
Owner	2 Trust Names on File
Last Sale	$275,000 (Apr 2018)
Tax Bill	$4,282 (2025)
Deeds & Mortgages	Sep 2020 Sale Jun 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`67-020-02`

Property Details

APN / Parcel Number

Primary APN	`67-020-02`
Alternative APNs	`FRAN M:285 L:095-002` `M:285 L:095=002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,122 sqft Living Area
Gross Area	1,909 sqft
Basement Area	569 sqft
Unfinished Basement	569 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,685 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	67-020-02
Street Address	43 CHESTNUT ST
City	FRANKLIN
State	MA
Zip	02038-3901
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Lot Number	95-2
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	3
Census Block	3005
Census Tract	442204

Owner

43 Chestnut St, a condominium, is owner-occupied and held in a trust since September 2020.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	43 CHESTNUT ST, FRANKLIN, MA 02038-3901
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Condominium Deed, Transfer NOT AVAILABLE
Jun 16, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance ARC HOME LLC
Apr 27, 2018	Quit Claim Deed, Transfer UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2018 · Amount on File
Deed Sale	Apr 27, 2018 · Amount on File
Prior Sale	Jan 19, 2007 · Amount on File
Deed Book / Page	35943 / 466
Last Transfer Date	Sep 15, 2020
Transfer Doc	38398-313
Record Updated	Oct 29, 2026

September 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	FRANKLIN MA
Recording Date	Sep 28, 2020
Property Address	43 CHESTNUT ST, FRANKLIN, MA 02038-3901
Document Number	38398-313
Book / Page	038398 / 000313
Instrument Date	Sep 15, 2020
Instrument	102688
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	43 CHESTNUT ST FRANKLIN MA 020383901, FRANKLIN, MA 02038-3901

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Jun 16, 2020
Property Address	43 CHESTNUT ST, FRANKLIN, MA 02038-3901
Document Number	37984-403
Book / Page	37984 / 403
Instrument Date	Jun 11, 2020
Instrument	56487
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 CHESTNUT ST, FRANKLIN, MA 02038-3901

Mortgage

Document Number	37984-405
Date	Jun 16, 2020
Book Page	37984/405
Instrument	56488

Lender

Name	ARC HOME LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Apr 27, 2018
Property Address	43 CHESTNUT ST, FRANKLIN, MA 02038-3901
Document Number	35943-466
Book / Page	35943 / 466
Instrument	33016
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.38
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 CHESTNUT ST, FRANKLIN, MA 02038-3901

Mortgage

Document Number	359430468
Date	Apr 27, 2018
Instrument	35943/0468

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 43 Chestnut St was $4,282, up 0.8% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,282.00 (+0.85%)	$368,500 (+2.33%) Building $368,500	$421,895 (+5.31%)
2024	$4,246.00 (+0.35%)	$360,100 (+7.08%) Building $360,100	$400,615
2023	$4,231.00	$336,300 Building $336,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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