40 Chestnut St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 40 Chestnut St, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,112 sqft · built 1900
Lot Size	0.237 acres (10,328 sqft)
Owner	Individual Name on File
Last Sale	$227,000 (Mar 2015)
Tax Bill	$4,978 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`67-040`

Property Details

APN / Parcel Number

Primary APN	`67-040`
Alternative APNs	`FRAN M:285 L:100` `M:067 L:040`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,112 sqft Living Area
Gross Area	2,009 sqft
Basement Area	504 sqft
Unfinished Basement	504 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,328 sqft (0.237 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	67-040
Street Address	40 CHESTNUT ST
City	FRANKLIN
State	MA
Zip	02038-3900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	100
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	2
Census Block	2020
Census Tract	442203

Owner

40 Chestnut St is owned by an individual who bought it in March 2015.

Source: Norfolk County and Franklin Town City records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	29 HUNTERS RUN, FRANKLIN, MA 02038-3329
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2025	Deed of Trust, Mortgage · Line of Credit THE WASHINGTON TRUST CO OF WESTERLY
Feb 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2015 · Amount on File
Deed Sale	Mar 5, 2015 · Amount on File
Prior Sale	Apr 4, 2013 · Amount on File
Deed Book / Page	32943 / 259
Transfer Doc	032943-259
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	40 CHESTNUT ST, FRANKLIN, MA 02038-3900
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042331-427
Date	Apr 7, 2025
Book Page	42331/427
Instrument	20928

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	40 CHESTNUT ST, FRANKLIN, MA 02038-3900
Document Number	37592-236
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CHESTNUT ST FRANKLIN MA 020383900, FRANKLIN, MA 02038-3900

Mortgage

Document Number	37592-236
Date	Feb 11, 2020
Book Page	037592/000236
Instrument	12570

Lender

Name	MISCELLANEOUS GOVT AGCY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 40 Chestnut St was $4,978, up 9% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,978.00 (+8.95%)	$428,400 (+10.55%) Land $241,300 Building $187,100	$488,490 (+12.61%)
2024	$4,569.00 (-3.49%)	$387,500 (+2.98%) Land $241,300 Building $146,200	$433,770
2023	$4,734.00	$376,300 Land $243,300 Building $133,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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