43 Charles St, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 43 Charles St, Wakefield, MA 01880

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,320 sqft · built 1998
Lot Size0.242 acres (10,542 sqft)
Owner2 Company Names on Record
Last Sale$975,000 (Dec 2021)
Tax Bill$11,938 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Feb 2019 Transfer
Flood ZoneZone X (minimal risk)
APN38762

Property Details

APN / Parcel Number

Primary APN38762
Alternative APN
  • WAKE M:000019 B:0044 P:000140

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area4,320 sqft Living Area
Gross Area5,289 sqft
Basement Area1,728 sqft
Unfinished Basement864 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,542 sqft (0.242 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number38762
Street Address43 CHARLES ST
CityWAKEFIELD
StateMA
Zip01880-3745
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Block44
JurisdictionWAKEFIELD MA
Township / Civil DivisionWAKEFIELD
Census Block Group1
Census Block1004
Census Tract335301

Owner

Source: Middlesex County and Wakefield Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address43 CHARLES ST, WAKEFIELD, MA 01880-3745
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
LEADER BANK NA
Feb 11, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 2021 · Amount on Record
Deed SaleDec 8, 2021 · Amount on Record
Deed Document Number2021265114
Record UpdatedOct 29, 2026

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWAKEFIELD MA
Recording DateDec 8, 2021
Property Address43 CHARLES ST, WAKEFIELD, MA 01880-3745
Document Number079305-356
Book / Page79305 / 356
Instrument DateDec 8, 2021
Instrument265114
Transaction TypeTransfer
Record UpdatedDec 24, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 CHARLES ST, WAKEFIELD, MA 01880-3745
InvestorPossibly a Property Investor

Mortgage

Document Number0000265115
DateDec 8, 2021
Instrument265115
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWAKEFIELD MA
Recording DateFeb 11, 2019
Property Address43 CHARLES ST, WAKEFIELD, MA 01880-3745
Document Number72218-2
Book / Page072218 / 000002
Instrument DateJan 31, 2019
Instrument17556
Transaction TypeTransfer
Record UpdatedFeb 26, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address61 RICHARD CIR WOBURN MA 018011017, WOBURN, MA 01801-1017

Tax Assessment & Valuation

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionWakefield Town
Unified School DistrictWakefield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,938.00 (+1.47%)$1,051,800 (+0.57%) Land $392,100 Building $659,700$1,212,580 (+5.28%)
2024$11,765.00 (+5.07%)$1,045,800 (+9.55%) Land $389,800 Building $656,000$1,151,780
2023$11,197.00$954,600 Land $355,500 Building $599,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims32 (1979–2010)
Claims Outside the SFHA4 of 32
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 6 claims
  • Severe Storms And Flooding, May 2006 · 6 claims
  • Flooding, Apr 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAKEFIELD WATER DEPT
serves 27,090 people · EPA ID MA3305000
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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