38 Charles St, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 38 Charles St, Wakefield, MA 01880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1985
Lot Size	0.193 acres (8,425 sqft)
Owner	2 Trust Names on File
Last Sale	$273,500 (Apr 2001)
Tax Bill	$7,659 (2025)
Deeds & Mortgages	Nov 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`38586`

Property Details

APN / Parcel Number

Primary APN	`38586`
Alternative APN	`WAKE M:000019 B:0006 P:000107`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	2,308 sqft
Basement Area	960 sqft
Unfinished Basement	240 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,425 sqft (0.193 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	38586
Street Address	38 CHARLES ST
City	WAKEFIELD
State	MA
Zip	01880-3744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	WAKEFIELD
Legal Block	6
Jurisdiction	WAKEFIELD MA
Township / Civil Division	WAKEFIELD
Census Block Group	1
Census Block	1009
Census Tract	335301

Owner

38 Charles St is owner-occupied and held in a trust since November 2020.

Source: Middlesex County and Wakefield Town records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	38 CHARLES ST, WAKEFIELD, MA 01880-3744
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2001 · Amount on File
Deed Sale	Apr 30, 2001 · Amount on File
Prior Sale	Aug 28, 1996 · Amount on File
Last Transfer Date	Nov 2, 2020
Transfer Doc	76091-198
Record Updated	Sep 20, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKEFIELD MA
Recording Date	Nov 5, 2020
Property Address	38 CHARLES ST, WAKEFIELD, MA 01880-3744
Document Number	76091-198
Book / Page	076091 / 000198
Instrument Date	Nov 2, 2020
Instrument	5966
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	38 CHARLES ST ST WAKEFIELD MA 01880, WAKEFIELD, MA 01880

Tax Assessment & Valuation

The 2025 property tax bill for 38 Charles St was $7,659, up 1.5% from the year before.

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wakefield Town
Unified School District	Wakefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,659.00 (+1.46%)	$674,800 (+0.57%) Land $370,500 Building $304,300	$708,605 (+6.04%)
2024	$7,549.00 (+5.2%)	$671,000 (+9.68%) Land $368,400 Building $302,600	$668,230
2023	$7,176.00	$611,800 Land $335,900 Building $275,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Charles St in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	32 (1979–2010)
Claims Outside the SFHA	4 of 32
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 6 claims Severe Storms And Flooding, May 2006 · 6 claims Flooding, Apr 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Charles St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20