Ocean County and Toms River Township property record for 43 Channel Rd, Toms River, NJ 08753
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,636 sqft · built 1986 |
| Lot Size | 0.163 acres (7,079 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $14,786 (2025) |
| Deeds & Mortgages | Oct 2021 Transfer Jan 2021 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 08-00235-22-00001 |
| Primary APN | 08-00235-22-00001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,636 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 7,079 sqft (0.163 acres) |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 43 CHANNEL RD |
|---|---|
| City | TOMS RIVER |
| State | NJ |
| Zip | 08753-2009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R50 |
| Legal Description | .1625AC |
| Legal Subdivision | GREEN IS DEV CO SEC 01 |
| Legal Block | 235 |
| Legal Lot Number | 1 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | TOMS RIVER |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 722401 |
43 Channel Rd is owned and occupied by two individuals who acquired it in January 2025.
Source: Ocean County and Toms River Township records, as of October 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 CHANNEL RD, TOMS RIVER, NJ 08753-2009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2021 | Intrafamily Transfer, Transfer |
| Jan 28, 2021 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| May 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Feb 23, 2018 | Deed of Trust, Mortgage · FHA Mortgage TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2016 |
| Deed Sale | Mar 18, 2016 |
| Prior Sale | Apr 19, 1999 · Amount on File |
| Deed Document Number | 201626585 |
| Last Transfer Date | Jan 13, 2025 |
| Transfer Doc | 0199040936 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Oct 19, 2021 |
| Property Address | 43 CHANNEL RD, TOMS RIVER, NJ 08753-2009 |
| Document Number | 0187310553 |
| Book / Page | 18731 / 553 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 2021149618 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3029 INGELOW LN, 3029, CHARLOTTE, NC 28226-7374 |
| Name | Verified Name |
|---|---|
| Address | 43 CHANNEL RD, TOMS RIVER, NJ 08753-2009 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 43 CHANNEL RD, TOMS RIVER, NJ 08753-2009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Title Company | SERVICELINK HOME EQUITY |
| Name | Verified Name |
|---|
| Document Number | 0182870469 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 18287/469 |
| Instrument | 2021015061 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 15, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 43 CHANNEL RD, TOMS RIVER, NJ 08753-2009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0167350808 |
|---|---|
| Date | May 11, 2017 |
| Book Page | 16735/808 |
| Instrument | 2017048003 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 3, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 43 CHANNEL RD, TOMS RIVER, NJ 08753-2009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0170340269 |
|---|---|
| Date | Feb 23, 2018 |
| Book Page | 17034/269 |
| Instrument | 2018017739 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 17, 2033 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 43 Channel Rd was $14,786, up 7.3% from the year before.
Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Toms River Township |
| Unified School District | Toms River Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $756,300 (-) Land $255,000 Building $501,300 | $756,300 (-) Land $255,000 Building $501,300 | |
| 2025 | $14,786.00 (+7.31%) | $756,300 Land $255,000 Building $501,300 | $756,300 Land $255,000 Building $501,300 |
| 2024 | $13,779.00 | ||
| 2023 | $756,300 Land $255,000 Building $501,300 | $756,300 Land $255,000 Building $501,300 | |
| 2022 | $12,615.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Channel Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 332 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 332 in force |
| Nearby Flood Claims | 580 (1979–2024) |
| Claims Outside the SFHA | 5 of 580 |
| Most Recent Claim | Apr 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 43 Channel Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people · EPA ID NJ1507005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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