43 Central Rd, Somerville, MA 02143 Property Records

Middlesex County and Somerville City property record for 43 Central Rd, Somerville, MA 02143

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,090 sqft · built 1900
Lot Size	0.069 acres (2,993 sqft)
Owner	Individual Name on File
Last Sale	$596,000 (Jun 2007)
Tax Bill	$9,826 (2026)
Deeds & Mortgages	Dec 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`50-G-14`

Property Details

APN / Parcel Number

Primary APN	`50-G-14`
Alternative APNs	`SOME M:50 B:G L:14` `2039130`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,090 sqft Living Area
Gross Area	3,550 sqft
Basement Area	1,032 sqft
Unfinished Basement	1,032 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,993 sqft (0.069 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	2039130
Street Address	43 CENTRAL RD
City	SOMERVILLE
State	MA
Zip	02143-1205
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RA
Legal Subdivision	SOMERVILLE
Legal Block	G
Legal Lot Number	14
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	3
Census Block	3004
Census Tract	351101

Owner

43 Central Rd, a duplex, is owned and occupied by an individual who bought it in June 2007.

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	43 CENTRAL RD, SOMERVILLE, MA 02143-1205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2007 · Amount on File
Deed Sale	Jun 29, 2007 · Amount on File
Prior Sale	May 17, 2005 · Amount on File
Deed Document Number	2007120904
Deed Book / Page	49706 / 177
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	43 CENTRAL RD, SOMERVILLE, MA 02143-1205
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079440-104
Date	Dec 29, 2021
Book Page	79440/104
Instrument	279122

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	85 Months
Due	Jan 1, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 43 Central Rd was $9,826, up 8.2% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,826.00 (+8.24%)	$894,900 (+7.55%) Land $468,900 Building $426,000	$1,049,816
2025	$9,078.00 (+6.3%)	$832,100 (+2.5%) Land $446,600 Building $385,500
2024	$8,540.00 (+2.51%)	$811,800 (+0.76%) Land $446,600 Building $365,200
2023	$8,331.00	$805,700 Land $446,600 Building $359,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Central Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 43 Central Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,083 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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