23 Central Rd, Somerville, MA 02143 Property Records

Middlesex County and Somerville City property record for 23 Central Rd, Somerville, MA 02143

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,124 sqft · built 1900
Lot Size	0.076 acres (3,324 sqft)
Owner	2 Individual Names on File
Last Sale	$223,000 (Aug 1997)
Tax Bill	$9,608 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`50-G-10`

Property Details

APN / Parcel Number

Primary APN	`50-G-10`
Alternative APNs	`SOME M:50 B:G L:10` `16538120`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,124 sqft Living Area
Gross Area	3,592 sqft
Basement Area	1,050 sqft
Unfinished Basement	1,050 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,324 sqft (0.076 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	16538120
Street Address	23 CENTRAL RD
City	SOMERVILLE
State	MA
Zip	02143-1205
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RA
Legal Block	G
Legal Lot Number	10
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	3
Census Block	3004
Census Tract	351101

Owner

23 Central Rd, a duplex, is owned by two individuals who bought it in August 1997.

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 2ND ST, CAMBRIDGE, MA 02141-1735
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 27, 2025	Deed of Trust, Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 1997 · Amount on File
Deed Sale	Aug 1, 1997 · Amount on File
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	23 CENTRAL RD, SOMERVILLE, MA 02143-1205
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084960-235
Date	Dec 4, 2025
Book Page	84960/235
Instrument	148368

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	23 CENTRAL RD, SOMERVILLE, MA 02143-1205
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084785-382
Date	Oct 27, 2025
Book Page	84785/382
Instrument	130026

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 23 Central Rd was $9,608, up 8.1% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,608.00 (+8.06%)	$875,000 (+7.38%) Land $487,600 Building $387,400	$1,041,624
2025	$8,891.00 (+12.44%)	$814,900 (+8.42%) Land $464,400 Building $350,500
2024	$7,907.00 (+2.4%)	$751,600 (+0.64%) Land $464,400 Building $287,200
2023	$7,722.00	$746,800 Land $464,400 Building $282,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Central Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 23 Central Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,083 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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