Erie County and Lancaster Town property record for 43 Central Ave, Lancaster, NY 14086
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 9,180 sqft · built 1896 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Company Name on Record |
| Last Sale | $975,000 (Mar 2025) |
| Tax Bill | $17,702 (2026) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 145203 104.74-3-2 |
| Primary APN | 145203 104.74-3-2 |
|---|---|
| Alternative APN |
|
| Units | 5 Units |
|---|---|
| Stories | 3 Stories |
| Building Area | 9,180 sqft Gross Area |
| Basement Area | 3,033 sqft |
| Unfinished Basement | 3,033 sqft |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 200 ft deep x 28 ft wide |
| Porch | Slab |
| Porch Area | 63 sqft |
| Cooling System | Partial |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 43 CENTRAL AVE |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-2151 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | COMM |
| Legal Description | TO 45 SC10 36.8X 195.7 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 3 |
| Legal Lot Number | 2.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 14400 |
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5775 BROADWAY ST, LANCASTER, NY 14086-2456 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2025 · Amount on Record |
| Deed Sale | Mar 24, 2025 · Amount on Record |
| Prior Sale | Apr 27, 2015 · Amount on Record |
| Deed Document Number | 202552916 |
| Deed Book / Page | 11443 / 5564 |
| Prior Transfer Date | Feb 17, 2025 |
| Prior Transfer Doc | 0114435564 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 43 CENTRAL AVE, LANCASTER, NY 14086-2151 |
| Document Number | 0138437421 |
| Book / Page | 013843 / 007421 |
| Instrument Date | Jan 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 43 CENTRAL AVE LANCASTER NY 140862151, LANCASTER, NY 14086-2151 |
| Document Number | 0138437421 |
|---|---|
| Date | Jan 24, 2018 |
| Book Page | 013843/007421 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Amount | Amount Recorded |
|---|
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Municipality | Lancaster Village |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,702.00 (+205.15%) | ||
| 2025 | $5,801.00 (-66.16%) | $520,000 (-) Land $40,000 Building $480,000 | $812,500 (+12.5%) Land $62,500 Building $750,000 |
| 2024 | $17,143.00 | $520,000 (-) Land $40,000 Building $480,000 | $722,200 (+4.17%) Land $55,554 Building $666,646 |
| 2023 | $520,000 Land $40,000 Building $480,000 | $693,300 Land $53,331 Building $639,969 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1996–2004) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2004 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Greenlight Networks, Verizon.
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