Essex County and Millburn Township property record for 43 Cedar St, Millburn, NJ 07041 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,422 sqft · built 1900 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $995,000 (Jan 2023) |
| Tax Bill | $15,435 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00206-0000-00007 |
| Primary APN | 12-00206-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,422 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 43 CEDAR ST |
|---|---|
| City | MILLBURN |
| State | NJ |
| Zip | 07041-2001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75X100 |
| Legal Subdivision | WYOMING |
| Legal Block | 206 |
| Legal Lot Number | 7 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MILLBURN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 20200 |
Source: Essex County and Millburn Township records · APN 12-00206-0000-00007
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 CEDAR ST, MILLBURN, NJ 07041-2001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 26, 2023 | Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Mar 29, 2021 | Deed of Trust, Mortgage MARGARET SCHOFIELD |
| Aug 31, 2022 | Deed, Transfer · Stand-Alone First Mortgage JOEL KANE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 26, 2023 · Amount on Record |
| Deed Sale | Jan 26, 2023 · Amount on Record |
| Prior Sale | Aug 31, 2022 · Amount on Record |
| Deed Document Number | 20235506 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jan 26, 2023 |
| Property Address | 43 CEDAR ST, MILLBURN, NJ 07041-2001 |
| Document Number | 0000005506 |
| Instrument Date | Jan 18, 2023 |
| Instrument | 2023005506 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2023 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,487.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8 AMHERST CT, MAPLEWOOD, NJ 07040-2806 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 43 CEDAR ST, MILLBURN, NJ 07041-2001 |
| Document Number | 0000005507 |
|---|---|
| Date | Jan 26, 2023 |
| Instrument | 2023005507 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Feb 01, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.87% |
| Index | Other |
| Max Rate | 9.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 43 CEDAR ST, MILLBURN, NJ 07041-2001 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | YOUR HOMETOWN TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 43 CEDAR ST, MILLBURN, NJ 07041-2001 |
| Document Number | 0000038368 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021038368 |
| Name | MARGARET SCHOFIELD |
|---|---|
| Type | Private Party |
| Address | 218 LONGFORD DR, SOUTH SAN FRANCISCO, CA 94080 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Aug 31, 2022 |
| Property Address | 43 CEDAR ST, MILLBURN, NJ 07041-2001 |
| Document Number | 0000080592 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 2022080592 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2022 |
| Title Company | HUDSON UNITED TITLE SERVICES LLC, HUDSON UNITED TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,130.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 35 HERON RD, 35, LIVINGSTON, NJ 07039-4520 |
| Name | Verified Name |
|---|---|
| Address | 43 CEDAR ST, MILLBURN, NJ 07041-2001 |
| Document Number | 0000080593 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 2022080593 |
| Name | JOEL KANE |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Millburn Township records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Millburn Township |
| Unified School District | Millburn Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $764,500 (-) Land $480,100 Building $284,400 | $764,500 (-) Land $480,100 Building $284,400 | |
| 2025 | $15,435.00 (+1.87%) | $764,500 (+15.66%) Land $480,100 Building $284,400 | $764,500 (+15.66%) Land $480,100 Building $284,400 |
| 2024 | $15,152.00 (+17.98%) | ||
| 2023 | $661,000 Land $480,100 Building $180,900 | $661,000 Land $480,100 Building $180,900 | |
| 2022 | $12,843.00 |
Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 6% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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