55 Cedar St, Millburn, NJ 07041 Property Records

Essex County and Millburn Township property record for 55 Cedar St, Millburn, NJ 07041

Property Summary

Property Type	Single Family Home
Details	2,838 sqft · built 1907
Lot Size	0.459 acres (19,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$899,000 (Feb 2014)
Tax Bill	$25,266 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-00206-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`12-00206-0000-00003`
Alternative APNs	`120020600003` `07041`

Interior

Stories	2 Stories
Building Area	2,838 sqft Living Area

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Exterior Material	Stucco
Lot Area	19,998 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	55 CEDAR ST
City	MILLBURN
State	NJ
Zip	07041-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100X200
Legal Block	206
Legal Lot Number	3
Jurisdiction	ESSEX NJ
Township / Civil Division	MILLBURN
Census Block Group	3
Census Block	3004
Census Tract	20200

Owner

Source: Essex County and Millburn Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 CEDAR ST, MILLBURN, NJ 07041-2001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC
Aug 7, 2017	Deed of Trust, Mortgage TIAA FSB
Feb 15, 2017	Grant Deed, Transfer EVERBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2014 · Amount on Record
Deed Sale	Feb 25, 2014 · Amount on Record
Prior Sale	Feb 10, 2014 · Amount on Record
Deed Book / Page	12483 / 5571
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	55 CEDAR ST, MILLBURN, NJ 07041-2001
Transaction Type	Mortgage
Record Updated	Dec 14, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067934
Date	Nov 13, 2023
Instrument	2023067934

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	55 CEDAR ST, MILLBURN, NJ 07041-2001
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021014822
Date	Feb 5, 2021
Instrument	2021014822

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	55 CEDAR ST, MILLBURN, NJ 07041-2001
Document Number	0000073242
Instrument Date	Aug 7, 2017
Transaction Type	Mortgage
Record Updated	Dec 1, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 CEDAR ST MILLBURN NJ 070412001, MILLBURN, NJ 07041-2001

Mortgage

Document Number	0000073242
Date	Aug 18, 2017
Instrument	73242

Lender

Name	TIAA FSB
Address	301 W BAY ST, JACKSONVILLE, FL 32202-5184

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2047

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 15, 2017
Property Address	55 CEDAR ST, MILLBURN, NJ 07041-2001
Document Number	0000013424
Instrument Date	Feb 6, 2017
Instrument	13424
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	PRESTIGE TITLE, PRESTIGE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,342.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	65 CEDAR ST MILLBURN NJ 070412001, MILLBURN, NJ 07041-2001

Mortgage

Document Number	13431
Date	Feb 15, 2017
Instrument	13431

Lender

Name	EVERBANK
Type	Bank
Address	301 W BAY ST, JACKSONVILLE, FL 32202-5184

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2047

Tax Assessment & Valuation

Source: Essex County and Millburn Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Millburn Township
Unified School District	Millburn Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,251,400 (-) Land $517,700 Building $733,700	$1,251,400 (-) Land $517,700 Building $733,700
2025	$25,266.00 (+1.87%)	$1,251,400 (-) Land $517,700 Building $733,700	$1,251,400 (-) Land $517,700 Building $733,700
2024	$24,802.00 (+2.01%)
2023		$1,251,400 Land $517,700 Building $733,700	$1,251,400 Land $517,700 Building $733,700
2022	$24,314.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1978–2015)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jun 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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