43 Biltmore Dr, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 43 Biltmore Dr, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,497 sqft · built 2005
Lot Size	0.15 acres (6,534 sqft)
Owner	Trust Name on File
Last Sale	$188,000 (Feb 2013)
Tax Bill	$1,067 (2025)
Deeds & Mortgages	May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12174007`

Property Details

APN / Parcel Number

Primary APN	`12174007`
Alternative APNs	`R600 028 000 1455 0000` `R603 028 000 1455 0000`

Interior

Bedrooms	2 Beds
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,497 sqft Living Area

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	12174007
Old Parcel Number	R603 028 000 1455 0000
Street Address	43 BILTMORE DR
City	BLUFFTON
State	SC
Zip	29909-6096
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6116
Legal Description	LOT 366 WINDSOR WALK BLK 60 PB104 P176-177 PB106 P137-138
Legal Subdivision	DEL WEBB SUN CITY
Legal Block	60
Legal Lot Number	366
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1010
Census Tract	2109

Owner

43 Biltmore Dr is owner-occupied and held in a trust since February 2014.

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	43 BILTMORE DR, BLUFFTON, SC 29909-6096
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2013 · Amount on File
Deed Sale	Feb 27, 2013 · Amount on File
Prior Sale	Feb 27, 2013 · Amount on File
Deed Document Number	0000011395
Deed Book / Page	3218 / 2642
Last Transfer Date	Feb 19, 2014
Transfer Doc	0000007662
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	43 BILTMORE DR, BLUFFTON, SC 29909-6096
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 BILTMORE DR, BLUFFTON, SC 29909-6096

Mortgage

Document Number	0000035548
Date	May 13, 2021
Book Page	4011/2288
Instrument	2021035548

Lender

Name	COASTAL STATES BANK
Type	Government Agency
Address	DAWSONVILLE, GA 30534

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 15, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 43 Biltmore Dr was $1,067, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,067.00 (-0.09%)	$9,950 (-33.28%)
2024	$1,068.00	$14,912 (-) Land $3,464 Building $11,448	$372,800 (-) Land $86,600 Building $286,200
2023	$1,068.00 (+12.18%)	$14,912 (+59.93%) Land $3,464 Building $11,448	$372,800 (+59.93%) Land $86,600 Building $286,200
2022	$952.00	$9,324 Land $2,840 Building $6,484	$233,100 Land $71,000 Building $162,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 43 Biltmore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 370 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	370 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Biltmore Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35