St. Johns County property record for 43 Bent Lake Ct, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,807 sqft · built 2020 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $415,000 (Aug 2024) |
| Tax Bill | $5,288 (2025) |
| Deeds & Mortgages | Aug 2024 Sale Nov 2020 Sale & Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 027015-0770 |
| Primary APN | 027015-0770 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,807 sqft Living Area |
| Gross Area | 2,236 sqft |
| 1st Floor Area | 1,807 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 290 sqft |
| Patio Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 43 BENT LAKE CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-0037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 82/48-57 BANNON LAKES PHASE 1B-1A LOT 77 OR6001/1788 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 12 |
| Legal Subdivision | BANNON LAKES PHASE 1B-1A |
| Legal Phase | 1B |
| Legal Block | 2 |
| Legal Lot Number | 77 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 20904 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 538 SE 4TH ST, CAPE CORAL, FL 33990-1113 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Aug 12, 2024 | Warranty Deed, Transfer LANDMARK TITLE, LANDMARK TITLE LLC |
| Nov 20, 2020 | Special Warranty Deed, Subdivision Related Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2024 · Amount on Record |
| Deed Sale | Aug 12, 2024 · Amount on Record |
| Prior Sale | Nov 20, 2020 · Amount on Record |
| Deed Document Number | 202463548 |
| Deed Book / Page | 6001 / 1788 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 12, 2024 |
| Property Address | 43 BENT LAKE CT, SAINT AUGUSTINE, FL 32095-0037 |
| Document Number | 0060011788 |
| Book / Page | 6001 / 1788 |
| Map Reference | MB 82 PG 48-57 |
| Instrument Date | Jul 30, 2024 |
| Instrument | 2024063548 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,905.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 43 BENT LAKE CT, SAINT AUGUSTINE, FL 32095-0037 |
| Name | Verified Name |
|---|---|
| Address | 538 SE 4TH ST, CAPE CORAL, FL 33990-1113 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 20, 2020 |
| Property Address | 43 BENT LAKE CT, SAINT AUGUSTINE, FL 32095-0037 |
| Document Number | 0051041035 |
| Book / Page | 5104 / 1035 |
| Map Reference | MB 82 PG 48-57 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 2020105684 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,242.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383 |
| Name | Verified Name |
|---|---|
| Address | 43 BENT LAKE CT, SAINT AUGUSTINE, FL 32095-0037 |
| Document Number | 0051041037 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 5104/1037 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.55% |
| Type Change Date | Nov 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $190,872 (+2.7%) | $356,312 (-2.93%) Land $100,000 Building $256,312 | |
| 2025 | $5,288.00 (-0.88%) Homeowner's exemption | $185,854 (-17.85%) | $367,082 (+2.05%) Land $105,000 Building $262,082 |
| 2024 | $5,335.00 (+1.04%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $226,234 (+3%) | $359,693 (-) Land $105,000 Building $254,693 |
| 2023 | $5,280.00 (+3.92%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $219,645 (+3%) | $359,693 (+16.21%) Land $105,000 Building $254,693 |
| 2022 | $5,081.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $213,248 | $309,509 Land $84,000 Building $225,509 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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