St. Johns County property record for 23 Bent Lake Ct, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,685 sqft · built 2019 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $373,000 (Feb 2022) |
| Tax Bill | $6,120 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jan 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 027015-0750 |
| Primary APN | 027015-0750 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,685 sqft Living Area |
| Gross Area | 2,302 sqft |
| 1st Floor Area | 1,685 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 497 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 341 sqft |
| Patio Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 23 BENT LAKE CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-0037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 82/48-57 BANNON LAKES PHASE 1B-1A LOT 75 OR5502/1625 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 11 |
| Legal Subdivision | BANNON LAKES PHASE 1B-1A |
| Legal Phase | 1B |
| Legal Lot Number | 75 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 20904 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23 BENT LAKE CT, SAINT AUGUSTINE, FL 32095-0037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jan 29, 2020 | Grant Deed, Subdivision Related Transfer PGP TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2022 · Amount on Record |
| Deed Sale | Feb 28, 2022 · Amount on Record |
| Prior Sale | Jan 29, 2020 · Amount on Record |
| Deed Document Number | 202221463 |
| Deed Book / Page | 5502 / 1625 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 23 BENT LAKE CT, SAINT AUGUSTINE, FL 32095-0037 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2862, PONTE VEDRA, FL 32004-2862 |
| Document Number | 0055021627 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 5502/1627 |
| Instrument | 2022021464 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 29, 2020 |
| Property Address | 23 BENT LAKE CT, SAINT AUGUSTINE, FL 32095-0037 |
| Document Number | 0048731596 |
| Book / Page | 004873 / 001596 |
| Instrument Date | Jan 28, 2020 |
| Instrument | 7222 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 18, 2020 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,021.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 BENT LAKE CT ST AUGUSTINE FL 320950037, ST AUGUSTINE, FL 32095-0037 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $254,286 (+2.7%) | $341,105 (-1.89%) Land $100,000 Building $241,105 | |
| 2025 | $6,120.00 (+9.72%) Homeowner's exemption | $247,601 (+2.9%) | $347,684 (-0.53%) Land $105,000 Building $242,684 |
| 2024 | $5,578.00 (+1.03%) Homeowner's exemption | $240,623 (+3%) | $349,546 (+7.48%) Land $105,000 Building $244,546 |
| 2023 | $5,521.00 (-0.68%) Homeowner's exemption | $233,615 (-4.89%) | $325,233 (+6.18%) Land $105,000 Building $220,233 |
| 2022 | $5,559.00 Homeowner's exemption | $245,632 | $306,310 Land $84,000 Building $222,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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