Middlesex County and Belmont Town property record for 43 Barnard Rd, Belmont, MA 02478
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,700 sqft · built 1924 |
| Lot Size | 0.124 acres (5,393 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Jan 2014) |
| Tax Bill | $14,875 (2025) |
| Deeds & Mortgages | Jan 2022 Refinance Jan 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | BELM M:12 P:000168 S |
| Primary APN | BELM M:12 P:000168 S |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,700 sqft Living Area |
| 1st Floor Area | 1,125 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 5,393 sqft (0.124 acres) |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 43 BARNARD RD |
|---|---|
| City | BELMONT |
| State | MA |
| Zip | 02478-4406 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R |
| Jurisdiction | BELMONT MA |
| Township / Civil Division | BELMONT |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 357500 |
43 Barnard Rd, a duplex, is owned and occupied by two individuals who bought it in January 2014.
Source: Middlesex County and Belmont Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 BARNARD RD, BELMONT, MA 02478-4406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC |
| Jan 19, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2014 · Amount on File |
| Deed Sale | Jan 2, 2014 · Amount on File |
| Deed Book / Page | 63140 / 496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELMONT MA |
| Property Address | 43 BARNARD RD, BELMONT, MA 02478-4406 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 079581-475 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 79581/475 |
| Instrument | 12882 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELMONT MA |
| Property Address | 43 BARNARD RD, BELMONT, MA 02478-4406 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 081176-578 |
|---|---|
| Date | Jan 19, 2023 |
| Book Page | 81176/578 |
| Instrument | 6548 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 469 Months |
| Due | Feb 1, 2062 |
The 2025 property tax bill for 43 Barnard Rd was $14,875.
Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Belmont Town |
| Unified School District | Belmont School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,875.00 | $1,306,000 Land $601,000 Building $705,000 | $1,237,689 |
| 2023 | $12,308.00 | $1,095,000 Land $751,000 Building $344,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Barnard Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 43 Barnard Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,029 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures