41 Barnard Rd, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 41 Barnard Rd, Belmont, MA 02478

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,789 sqft · built 1924
Lot Size	0.118 acres (5,141 sqft)
Owner	Individual Name on File
Last Sale	$1,300,000 (Aug 2025)
Tax Bill	$14,454 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BELM M:12 P:000169 S`

Property Details

APN / Parcel Number

Primary APN	`BELM M:12 P:000169 S`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,789 sqft Living Area
1st Floor Area	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,141 sqft (0.118 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	41 BARNARD RD
City	BELMONT
State	MA
Zip	02478-4406
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R
Jurisdiction	BELMONT MA
Township / Civil Division	BELMONT
Census Block Group	2
Census Block	2001
Census Tract	357500

Owner

41 Barnard Rd, a duplex, is owned and occupied by an individual who bought it in August 2025.

Source: Middlesex County and Belmont Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	41 BARNARD RD, BELMONT, MA 02478-4406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2025	Quit Claim Deed, Transfer · Conventional Mortgage US BANK NA
Oct 7, 2020	Deed of Trust, Mortgage · Balloon Mortgage METROWEST COMMUNITY FEDERAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2025 · Amount on File
Deed Sale	Aug 8, 2025 · Amount on File
Prior Sale	Jul 11, 1995 · Amount on File
Deed Book / Page	84471 / 310
Record Updated	Oct 29, 2026

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Aug 8, 2025
Property Address	41 BARNARD RD, BELMONT, MA 02478-4406
Document Number	084471-310
Book / Page	84471 / 310
Instrument Date	Aug 8, 2025
Instrument	94902
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 BARNARD RD, BELMONT, MA 02478-4406

Mortgage

Document Number	0000094903
Date	Aug 8, 2025
Instrument	94903

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	41 BARNARD RD, BELMONT, MA 02478-4406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75827-76
Date	Oct 7, 2020
Book Page	75827/76
Instrument	181177

Lender

Name	METROWEST COMMUNITY FEDERAL CU

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 41 Barnard Rd was $14,454.

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Belmont Town
Unified School District	Belmont School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,454.00	$1,269,000 Land $594,000 Building $675,000	$1,274,230
2023	$13,432.00	$1,195,000 Land $742,000 Building $453,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Barnard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 41 Barnard Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,029 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

Nearby Properties on Barnard Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures