Charlestown Town property record for 43 3rd St, Charlestown, RI 02813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,664 sqft · built 2015 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,375 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 7-0885-90 |
| Primary APN | 7-0885-90 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,664 sqft Living Area |
| Gross Area | 2,496 sqft |
| 1st Floor Area | 832 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 7-0885-90 |
|---|---|
| Street Address | 43 3RD ST |
| City | CHARLESTOWN |
| State | RI |
| Zip | 02813-1957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Lot Number | 297 |
| Jurisdiction | CHARLESTOWN RI |
| Township / Civil Division | CHARLESTOWN |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 51102 |
43 3rd St, a single family home, is owned by an individual.
Source: Charlestown Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 275, CHARLESTOWN, RI 02813-0275 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 43 3rd St was $7,375.
Source: Charlestown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Charlestown Town |
| Unified School District | Chariho Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,375.00 | $1,243,600 Land $785,300 Building $458,300 | $1,073,757 |
| 2023 | $7,138.00 | $1,243,600 Land $785,300 Building $458,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 3rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 207 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 207 in force |
| Nearby Flood Claims | 84 (1978–2024) |
| Claims Outside the SFHA | 13 of 84 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 43 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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