Charlestown Town property record for 2 3rd St, Charlestown, RI 02813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,280 sqft · built 2012 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Company Name on Record |
| Last Sale | $510,000 (Sep 2009) |
| Tax Bill | $8,773 (2025) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 16-0071-06 |
| Primary APN | 16-0071-06 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,280 sqft Living Area |
| Gross Area | 3,732 sqft |
| 1st Floor Area | 1,140 sqft |
| Basement Area | 1,140 sqft |
| Unfinished Basement | 1,140 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 16-0071-06 |
|---|---|
| Street Address | 2 3RD ST |
| City | CHARLESTOWN |
| State | RI |
| Zip | 02813-1954 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Lot Number | 372 |
| Jurisdiction | CHARLESTOWN RI |
| Township / Civil Division | CHARLESTOWN |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 51102 |
Source: Charlestown Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 115 SCARBOROUGH ST, HARTFORD, CT 06105-1108 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2009 · Amount on Record |
| Deed Sale | Sep 30, 2009 · Amount on Record |
| Deed Book / Page | 336 / 136 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTOWN RI |
| Property Address | 2 3RD ST, CHARLESTOWN, RI 02813-1954 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 426-311 |
|---|---|
| Date | May 9, 2017 |
| Book Page | 426/311 |
| Instrument | 782 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | May 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.63% |
Source: Charlestown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Charlestown Town |
| Unified School District | Chariho Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,773.00 (+3.31%) | $1,479,500 (-) Land $717,300 Building $762,200 | $1,769,850 |
| 2023 | $8,492.00 | $1,479,500 Land $717,300 Building $762,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 207 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 207 in force |
| Nearby Flood Claims | 84 (1978–2024) |
| Claims Outside the SFHA | 13 of 84 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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