4299 Lorac Ct, Napa, CA 94558 Property Records

Napa County property record for 4299 Lorac Ct, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,952 sqft · built 1964
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Company Names on Record
Last Sale	$660,000 (Jul 2020)
Tax Bill	$9,037 (2026)
Deeds & Mortgages	Jan 2026 Transfer Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`038-204-016-000`

Property Details

APN / Parcel Number

Primary APN	`038-204-016-000`
Alternative APNs	`038-204-016` `03820416`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,952 sqft Living Area
Gross Area	2,482 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Wood
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	038-204-016
Street Address	4299 LORAC CT
City	NAPA
State	CA
Zip	94558-1807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5
Legal Description	LOT 75 SALVADOR GARDENS SUB 3 7R/M11
Legal Subdivision	SALVADOR GARDENS #3
Legal Lot Number	75
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1014
Census Tract	200601

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4299 LORAC CT, NAPA, CA 94558-1807
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Intrafamily Transfer, Transfer
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 2, 2020	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 19, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
Jul 9, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Deed Document Number	202015650
Prior Transfer Date	Jan 31, 2003
Prior Transfer Doc	0000006900
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAPA CA
Recording Date	Jan 30, 2026
Property Address	4299 LORAC CT, NAPA, CA 94558-1807
Document Number	0000001338
Map Reference	MB 7 PG 10&11
Instrument Date	Jan 22, 2026
Instrument	2026-0001338
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4299 LORAC CT, NAPA, CA 94558-1807

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	4299 LORAC CT, NAPA, CA 94558-1807
Transaction Type	Mortgage
Record Updated	Jul 26, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4299 LORAC CT, NAPA, CA 94558-1807

Mortgage

Document Number	0000023133
Date	Jul 14, 2021
Instrument	2021-0023133

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Jul 2, 2020
Property Address	4299 LORAC CT, NAPA, CA 94558-1807
Document Number	0000015650
Map Reference	MB 7 PG 10&11
Instrument Date	Jun 24, 2020
Instrument	2020-0015650
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4299 LORAC CT, NAPA, CA 94558-1807

Mortgage

Document Number	0000015651
Date	Jul 2, 2020
Instrument	2020-0015651

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

November 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	NAPA CA
Recording Date	Nov 19, 2019
Property Address	4299 LORAC CT, NAPA, CA 94558-1807
Document Number	0000023941
Instrument Date	Nov 15, 2019
Instrument	23941
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4299 LORAC CT NAPA CA 945581807, NAPA, CA 94558-1807

July 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	NAPA CA
Recording Date	Jul 9, 2019
Property Address	4299 LORAC CT, NAPA, CA 94558-1807
Document Number	0000013078
Instrument Date	Jul 8, 2019
Instrument	13078
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4299 LORAC CT NAPA CA 945581807, NAPA, CA 94558-1807

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,037.00 (+2.14%)	$728,689 (+2%) Land $291,476 Building $437,213	$728,689 Land $291,476 Building $437,213
2025	$8,848.00 (+5.07%)	$714,402 (+4.04%) Land $285,761 Building $428,641
2023	$8,421.00 (+1.36%)	$686,663 Land $274,665 Building $411,998
2022	$8,308.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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