4285 Lorac Ct, Napa, CA 94558 Property Records

Napa County property record for 4285 Lorac Ct, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,952 sqft · built 1964
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,244 (2025)
Deeds & Mortgages	Mar 2023 Transfer Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038-204-014-000`

Property Details

APN / Parcel Number

Primary APN	`038-204-014-000`
Alternative APNs	`038-204-014` `03820414`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,952 sqft Living Area
Gross Area	2,466 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Wood
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	514 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Old Parcel Number	038-204-014
Street Address	4285 LORAC CT
City	NAPA
State	CA
Zip	94558-1807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5
Legal Description	LOT 73 SALVADOR GARDENS SUB 3 7R/M11
Legal Subdivision	SALVADOR GARDENS
Legal Lot Number	73
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1014
Census Tract	200601

Owner

Source: Napa County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4285 LORAC CT, NAPA, CA 94558-1807
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Intrafamily Transfer, Transfer
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 17, 2024
Transfer Doc	0000013583
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAPA CA
Recording Date	Mar 9, 2023
Property Address	4285 LORAC CT, NAPA, CA 94558-1807
Document Number	0000004372
Map Reference	MB 7 MAP 10&11
Instrument Date	Mar 7, 2023
Instrument	2023-0004372
Transaction Type	Transfer
Record Updated	Mar 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4285 LORAC CT, NAPA, CA 94558-1807

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	4285 LORAC CT, NAPA, CA 94558-1807
Transaction Type	Mortgage
Record Updated	Jan 18, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4285 LORAC CT, NAPA, CA 94558-1807

Mortgage

Document Number	0000000505
Date	Jan 10, 2022
Instrument	2022-0000505

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Napa County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,244.00 (+4.58%) Homeowner's exemption	$312,735 (+4.04%) Land $101,172 Building $211,563	$312,735 Land $101,172 Building $211,563
2023	$4,058.00 (+1.27%) Homeowner's exemption	$300,594 Land $97,245 Building $203,349
2022	$4,007.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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