42988 Fairgrounds Rd, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 42988 Fairgrounds Rd, Leonardtown, MD 20650

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,454 sqft · built 1972
Lot Size	6.33 acres (275,735 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Nov 2017)
Tax Bill	$5,016 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-031136`

Property Details

APN / Parcel Number

Primary APN	`03-031136`
Alternative APNs	`3031136` `031136`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,454 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	275,735 sqft (6.33 acres)

Exterior Amenities

Porch	Porch
Porch Area	136 sqft
Deck Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	031136
Street Address	42988 FAIRGROUNDS RD
City	LEONARDTOWN
State	MD
Zip	20650-3511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 1 PLAT 13/29 PLAT OF SUBDIVISION
Legal Lot Number	1
Jurisdiction	ST MARY'S MD
Township / Civil Division	3, LEONARDTOWN
Census Block Group	1
Census Block	1037
Census Tract	875501

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42988 FAIRGROUNDS RD, LEONARDTOWN, MD 20650-3511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage C&F MORTGAGE CORP
Nov 21, 2017	Grant Deed, Transfer · Conventional Mortgage CENTURY LNDG
May 1, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2017 · Amount on Record
Deed Sale	Nov 21, 2017 · Amount on Record
Prior Sale	May 12, 2017 · Amount on Record
Deed Document Number	20174768-350
Deed Book / Page	4768 / 350
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	42988 FAIRGROUNDS RD, LEONARDTOWN, MD 20650-3511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRI COUNTY ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42988 FAIRGROUNDS RD, LEONARDTOWN, MD 20650-3511

Mortgage

Document Number	0054950423
Date	Oct 9, 2020
Book Page	5495/423

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST MARY'S MD
Recording Date	Nov 21, 2017
Property Address	42988 FAIRGROUNDS RD, LEONARDTOWN, MD 20650-3511
Document Number	0047680350
Book / Page	004768 / 000350
Instrument Date	Nov 7, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42988 FAIRGROUNDS RD LEONARDTOWN MD 206503511, LEONARDTOWN, MD 20650-3511

Mortgage

Document Number	47680379
Date	Nov 21, 2017
Book Page	004768/000379

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2047

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST MARY'S MD
Recording Date	May 1, 2017
Property Address	42988 FAIRGROUNDS RD, LEONARDTOWN, MD 20650-3511
Document Number	0046430434
Book / Page	004643 / 000434
Instrument Date	May 1, 2017
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	42988 FAIRGROUNDS RD LEONARDTOWN MD 206503511, LEONARDTOWN, MD 20650-3511

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,300 (+13.04%)	$464,500 (+4.1%) Land $193,700 Building $270,800
2025	$5,016.00 (+15.05%) Homeowner's exemption
2023	$4,360.00 Homeowner's exemption	$400,133	$446,200 Land $192,600 Building $253,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 90% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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