42971 Fairgrounds Rd, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 42971 Fairgrounds Rd, Leonardtown, MD 20650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft · built 1978
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,900 (Jun 2007)
Tax Bill	$3,306 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-030733`

Property Details

APN / Parcel Number

Primary APN	`03-030733`
Alternative APNs	`3030733` `030733`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	030733
Street Address	42971 FAIRGROUNDS RD
City	LEONARDTOWN
State	MD
Zip	20650-3512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LT-5B PLAT 12/142 PONDEROSA ESTATES
Legal Subdivision	PONDEROSA ESTATES
Legal Lot Number	5B
Jurisdiction	ST MARY'S MD
Township / Civil Division	3, LEONARDTOWN
Census Block Group	1
Census Block	1033
Census Tract	875501

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42971 FAIRGROUNDS RD, LEONARDTOWN, MD 20650-3512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Mar 25, 2019	Correction Deed OTHER
Mar 15, 2019	Deed of Trust, Mortgage FIRST HM MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2007 · Amount on Record
Deed Sale	Jun 26, 2007 · Amount on Record
Prior Sale	Dec 7, 2006 · Amount on Record
Deed Document Number	20073442
Deed Book / Page	3024 / 105
Last Transfer Date	Aug 25, 2011
Transfer Doc	0036450785
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	42971 FAIRGROUNDS RD, LEONARDTOWN, MD 20650-3512
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058550334
Date	Jul 21, 2021
Book Page	5855/334

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	ST MARY'S MD
Recording Date	Mar 25, 2019
Property Address	42971 FAIRGROUNDS RD, LEONARDTOWN, MD 20650-3512
Document Number	0050440415
Book / Page	005044 / 000415
Instrument Date	Mar 15, 2019
Record Updated	Apr 4, 2019
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	42971 FAIRGROUNDS RD LEONARDTOWN MD 206503512, LEONARDTOWN, MD 20650-3512

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	42971 FAIRGROUNDS RD, LEONARDTOWN, MD 20650-3512
Document Number	0050440419
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	42971 FAIRGROUNDS RD LEONARDTOWN MD 206503512, LEONARDTOWN, MD 20650-3512

Mortgage

Document Number	0050440419
Date	Mar 25, 2019
Book Page	005044/000419

Lender

Name	FIRST HM MTG CORP
Address	BALTIMORE, MD 21236

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2049

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,700 (-1.67%) Land $119,200 Building $187,500	$306,700 (-1.67%) Land $119,200 Building $187,500
2025	$3,306.00 (+11.92%) Homeowner's exemption	$311,900 (+13.49%) Land $119,000 Building $192,900	$311,900 (-) Land $119,000 Building $192,900
2023	$2,954.00	$274,833	$311,900 Land $119,000 Building $192,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 89% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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