42986 Calle Cristal, Temecula, CA 92592 Property Records

Riverside County property record for 42986 Calle Cristal, Temecula, CA 92592

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,739 sqft · built 2012
Owner	Company Name on Record
Last Sale	$565,000 (Feb 2022)
Tax Bill	$6,736 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`944-332-023`

Property Details

APN / Parcel Number

Primary APN	`944-332-023`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,739 sqft Living Area
Gross Area	2,169 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Construction Type	Wood
Roof Material	Tile
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	944332023
Street Address	42986 CALLE CRISTAL
City	TEMECULA
State	CA
Zip	92592-3003
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SP
Legal Description	UNIT 102 BLK 34 CM 212/026 INT COM IN LOT 2-P OF TR 23992 MB 231/009
Legal Tract	23992
Legal Block	34
Legal Lot Number	2
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1005
Census Tract	43222

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	42986 CALLE CRISTAL, TEMECULA, CA 92592-3003
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Feb 16, 2022	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Dec 28, 2018	Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jul 17, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2022 · Amount on Record
Deed Sale	Feb 16, 2022 · Amount on Record
Prior Sale	Dec 28, 2018 · Amount on Record
Deed Document Number	2022-0079802
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	42986 CALLE CRISTAL, TEMECULA, CA 92592-3003
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42986 CALLE CRISTAL, TEMECULA, CA 92592-3003

Mortgage

Document Number	0000479991
Date	Aug 11, 2021
Instrument	2021-0479991

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 16, 2022
Property Address	42986 CALLE CRISTAL, TEMECULA, CA 92592-3003
Document Number	0000079802
Map Reference	MB 231 PG 9-12
Instrument Date	Jan 31, 2022
Instrument	2022-0079802
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1441 SANTA LUCIA RD UNIT 821, 821, CHULA VISTA, CA 91913-3601

Mortgage

Document Number	0000079803
Date	Feb 16, 2022
Instrument	2022-0079803

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 28, 2018
Property Address	42986 CALLE CRISTAL, TEMECULA, CA 92592-3003
Document Number	0000503542
Map Reference	MB 231 PG 9-12
Instrument Date	Dec 14, 2018
Instrument	2018-0503542
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	ORANGE COAST TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42986 CALLE CRISTAL, TEMECULA, CA 92592-3003

Mortgage

Document Number	0000503543
Date	Dec 28, 2018
Instrument	2018-0503543

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Mortgage

Document Number	0000503544
Date	Dec 28, 2018
Instrument	2018-0503544

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 17, 2017
Property Address	42986 CALLE CRISTAL, TEMECULA, CA 92592-3003
Document Number	0000289641
Map Reference	DOC2012-0218385
Instrument Date	Jul 12, 2017
Instrument	2017-0289641
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5175 OPICI CT, RANCHO CUCAMONGA, CA 91739-2100

Mortgage

Document Number	0000289642
Date	Jul 17, 2017
Instrument	2017-0289642

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,736.00 (+2.57%)	$599,582 (+4.04%) Land $42,448 Building $557,134
2023	$6,567.00 (+29.12%)	$576,300 Land $40,800 Building $535,500
2022	$5,086.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25

May also be available: GeoLinks, San Diego Broadband, T-Mobile, Verizon.

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