42978 Calle Cristal, Temecula, CA 92592 Property Records

Riverside County property record for 42978 Calle Cristal, Temecula, CA 92592

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,523 sqft · built 2012
Owner	Individual Name on Record
Last Sale	$368,000 (Dec 2019)
Tax Bill	$4,354 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`944-332-022`

Property Details

APN / Parcel Number

Primary APN	`944-332-022`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,523 sqft Living Area
Gross Area	1,984 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Construction Type	Wood
Roof Material	Tile
Garage Type	Attached
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	944332022
Street Address	42978 CALLE CRISTAL
City	TEMECULA
State	CA
Zip	92592-3003
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 101 BLK 34 CM 212/026 INT COM IN LOT 2-P OF TR 23992 MB 231/009
Legal Tract	23992
Legal Block	34
Legal Lot Number	2
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1005
Census Tract	43222

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	42978 CALLE CRISTAL, TEMECULA, CA 92592-3003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 20, 2020	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Dec 12, 2019	Grant Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2019 · Amount on Record
Deed Sale	Dec 12, 2019 · Amount on Record
Prior Sale	Oct 30, 2012 · Amount on Record
Deed Document Number	2019-0513706
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	42978 CALLE CRISTAL, TEMECULA, CA 92592-3003
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	USA NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42978 CALLE CRISTAL, TEMECULA, CA 92592-3003

Mortgage

Document Number	0000471322
Date	Aug 6, 2021
Instrument	2021-0471322

Lender

Name	ROCKET MORTGAGE LLC
Type	Non-Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RIVERSIDE CA
Property Address	42978 CALLE CRISTAL, TEMECULA, CA 92592-3003
Document Number	0000003275
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42978 CALLE CRISTAL TEMECULA CA 925923003, TEMECULA, CA 92592-3003

Mortgage

Document Number	0000003275
Date	Jan 5, 2021
Instrument	3275

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	FLINT, MI 48501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 12, 2019
Property Address	42978 CALLE CRISTAL, TEMECULA, CA 92592-3003
Document Number	0000513706
Map Reference	MB 231 PG 9-12
Instrument Date	Nov 15, 2019
Instrument	2019-0513706
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42978 CALLE CRISTAL, TEMECULA, CA 92592-3003

Mortgage

Document Number	0000513707
Date	Dec 12, 2019
Instrument	2019-0513707

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Mortgage

Document Number	0000513709
Date	Dec 12, 2019
Instrument	2019-0513709

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,354.00 (+2.69%)	$402,456 (+4.04%) Land $43,743 Building $358,713
2023	$4,240.00 (+1.95%)	$386,831 Land $42,046 Building $344,785
2022	$4,159.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25

May also be available: GeoLinks, San Diego Broadband, T-Mobile, Verizon.

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