Loudoun County property record for 42986 Center St, Chantilly, VA 20152
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 2,234 sqft · built 2000 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $565,000 (May 2023) |
| Tax Bill | $4,972 (2026) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jan 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-20-9377-000 |
| Primary APN | 165-20-9377-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,234 sqft Living Area |
| 1st Floor Area | 684 sqft |
| Basement Area | 542 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Basement |
| Garage Area | 198 sqft |
| Deck Area | Deck Area |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 42986 CENTER ST |
|---|---|
| City | CHANTILLY |
| State | VA |
| Zip | 20152-2036 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PDH4 |
| Legal Description | SOUTH RIDING SEC 4B PH 3 LOT 227 200503180027913 |
| Legal Subdivision | SOUTH RIDING |
| Legal Phase | 3 |
| Legal Block | 3 |
| Legal Lot Number | 227 |
| Legal Unit | 4B |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | DULLES |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 611803 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 42986 CENTER ST, CHANTILLY, VA 20152-2036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Jan 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Aug 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2023 · Amount on Record |
| Deed Sale | May 31, 2023 · Amount on Record |
| Prior Sale | Mar 18, 2005 · Amount on Record |
| Deed Document Number | 202320702 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | May 31, 2023 |
| Property Address | 42986 CENTER ST, CHANTILLY, VA 20152-2036 |
| Document Number | 0000020702 |
| Instrument Date | May 30, 2023 |
| Instrument | 202305310020702 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2023 |
| Title Company | JDM TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42986 CENTER ST, CHANTILLY, VA 20152-2036 |
| Document Number | 0000020703 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 202305310020703 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 42986 CENTER ST, CHANTILLY, VA 20152-2036 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000001110 |
|---|---|
| Date | Jan 10, 2023 |
| Instrument | 202301100001110 |
| Name | DISCOVER BANK |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 42986 CENTER ST, CHANTILLY, VA 20152-2036 |
| Document Number | 20180820048490 |
| Instrument Date | Aug 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|
| Document Number | 20180820048490 |
|---|---|
| Date | Aug 20, 2018 |
| Instrument | 48490 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 19, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,972.00 (+5.47%) | $617,760 (+14.65%) Land $210,000 Building $407,760 | $617,760 (+14.65%) Land $210,000 Building $407,760 |
| 2023 | $4,714.00 | $538,830 Land $193,500 Building $345,330 | $538,830 Land $193,500 Building $345,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
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