42981 Center St, Chantilly, VA 20152 Property Records

Loudoun County property record for 42981 Center St, Chantilly, VA 20152

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,262 sqft · built 2000
Lot Size	0.06 acres (2,613 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (May 2024)
Tax Bill	$4,931 (2026)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`165-20-8364-000`

Property Details

APN / Parcel Number

Primary APN	`165-20-8364-000`
Alternative APN	`106B2 4 74`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	3 Stories
Building Area	2,262 sqft Living Area
1st Floor Area	684 sqft
Basement Area	542 sqft
Family Room	Family Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,613 sqft (0.06 acres)
Garage Type	Basement
Garage Area	198 sqft
Deck Area	Deck Area
Patio Area	349 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	42981 CENTER ST
City	CHANTILLY
State	VA
Zip	20152-2037
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PDH4
Legal Description	SOUTH RIDING SEC 4B PH3 LOT 74 200503030022685 200509280110470 GUARDNSHP
Legal Subdivision	SOUTH RIDING
Legal Block	3
Legal Lot Number	74
Legal Unit	4B
Jurisdiction	LOUDOUN VA
Township / Civil Division	DULLES
Census Block Group	3
Census Block	3011
Census Tract	611803

Owner

42981 Center St, a townhouse, is owned and occupied by an individual who bought it in May 2024.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	42981 CENTER ST, CHANTILLY, VA 20152-2037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2024 · Amount on File
Deed Sale	May 23, 2024 · Amount on File
Prior Sale	Mar 3, 2005 · Amount on File
Deed Document Number	202420912
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Recording Date	Apr 27, 2026
Property Address	42981 CENTER ST, CHANTILLY, VA 20152-2037
Document Number	0000021234
Instrument Date	Apr 22, 2026
Instrument	202621234
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42981 CENTER ST, CHANTILLY, VA 20152-2037

Mortgage

Document Number	0000021234,
Date	Apr 27, 2026
Instrument	202621234

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 42981 Center St was $4,931, up 1.1% from the year before.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,931.00 (+1.15%)	$612,660 (+1.16%) Land $210,000 Building $402,660	$612,660 (+1.16%) Land $210,000 Building $402,660
2025	$4,875.00	$605,620 Land $205,000 Building $400,620	$605,620 Land $205,000 Building $400,620
2023	$4,671.00	$533,940 Land $193,500 Building $340,440	$533,940 Land $193,500 Building $340,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42981 Center St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42981 Center St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880