42981 Ridgeway Dr, Broadlands (Ashburn), VA 20148 Property Records

Loudoun County property record for 42981 Ridgeway Dr, Broadlands, VA 20148

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 3,688 sqft · built 2003
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$775,000 (Oct 2017)
Tax Bill$8,747 (2023)
Deeds & MortgagesFeb 2021 Refinance
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN156-10-8061-000

Property Details

APN / Parcel Number

Primary APN156-10-8061-000

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Stories2 Stories
Building Area3,688 sqft Living Area
Gross Area5,904 sqft
1st Floor Area1,552 sqft
Basement Area1,320 sqft
Finished Basement1,320 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2010
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,583 sqft (0.219 acres)
Garage TypeAttached
Garage Area460 sqft

Exterior Amenities

PorchPorch
Porch Area104 sqft
Deck Area384 sqft
Patio Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address42981 RIDGEWAY DR
CityBROADLANDS
StateVA
Zip20148-4548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDH4
Legal DescriptionBROADLANDS SOUTH SEC.70 200306090069239 PC F-613-9 BK.4 LOT 4
Legal SubdivisionBROADLANDS SOUTH
Legal Block4
Legal Lot Number4
JurisdictionLOUDOUN VA
Township / Civil DivisionBROAD RUN
Census Block Group4
Census Block4000
Census Tract611022

Owner

Source: Loudoun County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address42981 RIDGEWAY DR, BROADLANDS, VA 20148-4548
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ARC HOME LLC
Oct 6, 2017Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 6, 2017 · Amount on Record
Deed SaleOct 6, 2017 · Amount on Record
Prior SaleJun 9, 2003 · Amount on Record
Deed Document Number201710060062865
Record UpdatedJun 7, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address42981 RIDGEWAY DR, BROADLANDS, VA 20148-4548
Transaction TypeMortgage
Record UpdatedFeb 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202102100016531
DateFeb 10, 2021
Instrument202102100016531
Lender
NameARC HOME LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2051
Interest
Rate TypeFixed Rate

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateOct 6, 2017
Property Address42981 RIDGEWAY DR, BROADLANDS, VA 20148-4548
Document Number20171006062865
Instrument DateOct 5, 2017
Instrument62865
Transaction TypeTransfer
Record UpdatedFeb 17, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$775.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42981 RIDGEWAY DR BROADLANDS VA 201484548, BROADLANDS, VA 20148-4548

Mortgage

Document Number20171006062866
DateOct 6, 2017
Instrument62866
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 5, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$8,747.00$999,730 Land $309,100 Building $690,630$999,730 Land $309,100 Building $690,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20

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