Loudoun County property record for 42973 Ridgeway Dr, Broadlands, VA 20148
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,674 sqft · built 2003 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $794,000 (Jun 2018) |
| Tax Bill | $9,769 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance Oct 2021 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 156-10-6770-000 |
| Primary APN | 156-10-6770-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,972 sqft Living Area |
| 1st Floor Area | 1,552 sqft |
| Basement Area | 1,404 sqft |
| Finished Basement | 1,404 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Porch | Screened Porch |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | Deck Area |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 42973 RIDGEWAY DR |
|---|---|
| City | BROADLANDS |
| State | VA |
| Zip | 20148-4548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH4 |
| Legal Description | BROADLANDS SOUTH SEC.70 BK.4 LOT 6 201108160049905 PC F-613-9 |
| Legal Subdivision | BROADLANDS |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | BROAD RUN |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 611022 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 42973 RIDGEWAY DR, BROADLANDS, VA 20148-4548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP |
| Oct 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK FUND STAFF FEDERAL CREDIT UNION |
| May 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MTG |
| Sep 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MTG |
| Jun 18, 2018 | Warranty Deed, Transfer · Conventional with PMI SUNTRUST MTG |
| Jul 22, 2017 | Deed of Trust, Mortgage · VA Mortgage BBMC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2018 · Amount on Record |
| Deed Sale | Jun 18, 2018 · Amount on Record |
| Deed Document Number | 201834583 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 42973 RIDGEWAY DR, BROADLANDS, VA 20148-4548 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000039836 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 202104050039836 |
| Name | DRAPER AND KRAMER MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 42973 RIDGEWAY DR, BROADLANDS, VA 20148-4548 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000108396 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 202110220108396 |
| Name | BANK FUND STAFF FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 42973 RIDGEWAY DR, BROADLANDS, VA 20148-4548 |
| Document Number | 20200514034602 |
| Instrument Date | May 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 42973 RIDGEWAY DR BROADLANDS VA 201484548, BROADLANDS, VA 20148-4548 |
| Document Number | 20200514034602 |
|---|---|
| Date | May 14, 2020 |
| Instrument | 34602 |
| Name | DRAPER & KRAMER MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 13, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 42973 RIDGEWAY DR, BROADLANDS, VA 20148-4548 |
| Document Number | 20191028066215 |
| Instrument Date | Sep 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 42973 RIDGEWAY DR BROADLANDS VA 201484548, BROADLANDS, VA 20148-4548 |
| Document Number | 20191028066215 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 66215 |
| Name | DRAPER & KRAMER MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jun 18, 2018 |
| Property Address | 42973 RIDGEWAY DR, BROADLANDS, VA 20148-4548 |
| Document Number | 20180618034583 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 34583 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $794.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42973 RIDGEWAY DR BROADLANDS VA 201484548, BROADLANDS, VA 20148-4548 |
| Document Number | 20180618034584 |
|---|---|
| Date | Jun 18, 2018 |
| Instrument | 34584 |
| Name | SUNTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 42973 RIDGEWAY DR, BROADLANDS, VA 20148-4548 |
| Document Number | 20170802047805 |
| Instrument Date | Jul 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 20170802047805 |
|---|---|
| Date | Aug 2, 2017 |
| Instrument | 47805 |
| Name | BBMC MTG |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,769.00 (+11.45%) | $1,213,630 (+21.15%) Land $334,100 Building $879,530 | $1,213,630 (+21.15%) Land $334,100 Building $879,530 |
| 2023 | $8,765.00 | $1,001,770 Land $309,100 Building $692,670 | $1,001,770 Land $309,100 Building $692,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
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