4298 Panorama Dr, La Mesa, CA 91941 Property Records

San Diego County property record for 4298 Panorama Dr, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1955
Lot Size	0.503 acres (21,922 sqft)
Owner	Individual Name on Record
Last Sale	$685,000 (Feb 2026)
Tax Bill	$1,335 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`499-491-12-00`

Property Details

APN / Parcel Number

Primary APN	`499-491-12-00`
Alternative APN	`4994900400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,092 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	21,922 sqft (0.503 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	4994900400
Street Address	4298 PANORAMA DR
City	LA MESA
State	CA
Zip	91941-6620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1S
Legal Description	LOT 8 /EXC ST OP/ N 65 FT OF E 1/2 OF TR 000859
Legal Subdivision	RANCHO MISSION
Legal Tract	000859
Legal Block	2
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	14901

Owner

Source: San Diego County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8459 ADAMS ST, LEMON GROVE, CA 91945-2607
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN EQUITY MORTGAGE
Feb 18, 2026	Intrafamily Transfer, Transfer TICOR TITLE-SAN DIEGO, TICOR TITLE SAN DIEGO
Feb 18, 2026	Intrafamily Transfer, Transfer TICOR TITLE-SAN DIEGO, TICOR TITLE SAN DIEGO
Feb 18, 2026	Grant Deed, Transfer · Conventional Mortgage EQUITY PLUS FINANCIAL
Jun 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2026 · Amount on Record
Deed Sale	Feb 18, 2026 · Amount on Record
Deed Document Number	202644829
Prior Transfer Date	Feb 10, 2026
Prior Transfer Doc	0000044827
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 23, 2026
Property Address	4298 PANORAMA DR, LA MESA, CA 91941-6620
Document Number	0000179768
Instrument Date	Jun 12, 2026
Instrument	2026179768
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8459 ADAMS ST, LEMON GROVE, CA 91945-2607

Mortgage

Document Number	0000179768,
Date	Jun 23, 2026
Instrument	2026179768

Lender

Name	HOMETOWN EQUITY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 18, 2026
Property Address	4298 PANORAMA DR, LA MESA, CA 91941-6620
Document Number	0000044828
Map Reference	MAP 859
Instrument Date	Feb 10, 2026
Instrument	2026-0044828
Transaction Type	Transfer
Record Updated	Feb 26, 2026
Title Company	TICOR TITLE-SAN DIEGO, TICOR TITLE SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8459 ADAMS ST, LEMON GROVE, CA 91945-2607

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 18, 2026
Property Address	4298 PANORAMA DR, LA MESA, CA 91941-6620
Document Number	0000044827
Map Reference	MAP 859
Instrument Date	Feb 10, 2026
Instrument	2026-0044827
Transaction Type	Transfer
Record Updated	Feb 26, 2026
Title Company	TICOR TITLE-SAN DIEGO, TICOR TITLE SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1071 LAGUNA SECA LOOP, CHULA VISTA, CA 91915-1230

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 18, 2026
Property Address	4298 PANORAMA DR, LA MESA, CA 91941-6620
Document Number	0000044829
Map Reference	MAP 859
Instrument Date	Jan 23, 2026
Instrument	2026-0044829
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	TICOR TITLE-SAN DIEGO, TICOR TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8459 ADAMS ST, LEMON GROVE, CA 91945-2607

Mortgage

Document Number	0000044830
Date	Feb 18, 2026
Instrument	2026-0044830

Lender

Name	EQUITY PLUS FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Mar 1, 2028

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4298 PANORAMA DR, LA MESA, CA 91941-6620
Document Number	0000246104
Instrument Date	Jun 11, 2018
Transaction Type	Mortgage
Record Updated	Jun 26, 2018
Title Company	AMERICAN COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4298 PANORAMA DR LA MESA CA 919416620, LA MESA, CA 91941-6620

Mortgage

Document Number	0000246104
Date	Jun 18, 2018
Instrument	246104

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	La Mesa City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$62,610 (+2%) Land $27,535 Building $35,075
2025	$1,335.00 (+9.07%) Homeowner's exemption	$61,384 (+4.04%) Land $26,996 Building $34,388
2024	$1,224.00 (+8.03%)
2023	$1,133.00 (+2.53%) Homeowner's exemption	$59,002 Land $25,949 Building $33,053
2022	$1,105.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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