4294 Panorama Dr, La Mesa, CA 91941 Property Records

San Diego County property record for 4294 Panorama Dr, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,753 sqft · built 1989
Lot Size	0.401 acres (17,486 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (Nov 2025)
Tax Bill	$7,114 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`499-491-34-00`

Property Details

APN / Parcel Number

Primary APN	`499-491-34-00`
Alternative APN	`4994913000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,753 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	17,486 sqft (0.401 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	4994913000
Street Address	4294 PANORAMA DR
City	LA MESA
State	CA
Zip	91941-6620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1S
Legal Description	PAR 3 (EX ST) TR PM13348
Legal Subdivision	PARCEL MAP NO 13348
Legal Tract	13348
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	14901

Owner

4294 Panorama Dr is owned and occupied by two individuals who bought it in November 2025.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4294 PANORAMA DR, LA MESA, CA 91941-6620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 20, 2025	Grant Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2025 · Amount on File
Deed Sale	Nov 20, 2025 · Amount on File
Prior Sale	Jun 26, 2012 · Amount on File
Deed Document Number	2025329530
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4294 PANORAMA DR, LA MESA, CA 91941-6620
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4294 PANORAMA DR, LA MESA, CA 91941-6620

Mortgage

Document Number	0000475261
Date	Dec 21, 2022
Instrument	2022-0475261

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	Sep 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 20, 2025
Property Address	4294 PANORAMA DR, LA MESA, CA 91941-6620
Document Number	0000329530
Map Reference	FILE 84-238041
Instrument Date	Nov 14, 2025
Instrument	2025-0329530
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	FIRST AMERICAN TITLE COMPANY SYNRGO, FIRST AMER TTL CO SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4294 PANORAMA DR, LA MESA, CA 91941-6620

Mortgage

Document Number	0000329531
Date	Nov 20, 2025
Instrument	2025-0329531

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4294 PANORAMA DR, LA MESA, CA 91941-6620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4294 PANORAMA DR, LA MESA, CA 91941-6620

Mortgage

Document Number	0000045280
Date	Jan 21, 2021
Instrument	2021-0045280

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 4294 Panorama Dr was $7,114.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	La Mesa City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$899,900 (+72.64%) Land $289,514 Building $610,386
2025	$7,114.00	$521,249 Land $167,695 Building $353,554
2023	$6,632.00 (+1.47%)	$501,010 Land $161,184 Building $339,826
2022	$6,536.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4294 Panorama Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4294 Panorama Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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